name = "Crop insurance — Iowa (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Iowa (2026): 252,292 policies sold, $4,717,941,100 total liability, $362,916,007 total premium, $2,450,349 indemnities paid, loss ratio 0.7%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia/state-identity"
warrant = "RECORDED"
name = "Iowa had 252,292 crop insurance policies sold in 2026 across 15 commodities"
text = "The USDA Risk Management Agency Summary of Business records 252,292 crop insurance policies sold in Iowa (IA) for 2026, covering 15 commodities across 99 counties. Total liability covered: $4,717,941,100. Total premium: $362,916,007 (including $241,329,662 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Iowa for 2026: $362,916,007 total, $241,329,662 subsidized"
text = "Atlas Commons sums $362,916,007 in total premium and $241,329,662 in government subsidy for crop insurance in Iowa for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state IA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Iowa for 2026: $2,450,349"
text = "Atlas Commons sums $2,450,349 in crop insurance indemnities (claims paid) in Iowa for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 954 of 252,292 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state IA, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia/loss-ratio"
warrant = "DERIVED"
name = "Iowa crop insurance loss ratio for 2026: 0.7%"
text = "Atlas Commons computes Iowa's crop insurance loss ratio for 2026 as 0.7% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Iowa by liability (2026): $3,066,256,005"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Iowa for 2026 with $3,066,256,005 in liability across 125,687 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state IA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Iowa (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "252,292"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "954"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$4,717,941,100"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$362,916,007"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$241,329,662"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$2,450,349"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "0.7%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "15"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "99"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$3,066,256,005"
Policies_sold = "125,687"
Loss_ratio = "0.1%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$1,578,232,652"
Policies_sold = "117,733"
Loss_ratio = "0.6%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$54,910,924"
Policies_sold = "2,351"
Loss_ratio = "16.1%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$7,104,226"
Policies_sold = "373"
Loss_ratio = "9.7%"

[[top-commodities]]
Commodity = "Hybrid Corn Seed (0062)"
Total_liability = "$5,564,351"
Policies_sold = "2,311"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$2,777,838"
Policies_sold = "146"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$691,531"
Policies_sold = "1,302"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$660,014"
Policies_sold = "363"
Loss_ratio = "0.7%"

[[top-commodities]]
Commodity = "Popcorn (0043)"
Total_liability = "$600,152"
Policies_sold = "144"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$547,473"
Policies_sold = "57"
Loss_ratio = "5.4%"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$365,546"
Policies_sold = "1,771"
Loss_ratio = "53.9%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$230,388"
Policies_sold = "4"
Loss_ratio = "14.9%"

[[top-commodities]]
Commodity = "Sweet Corn (0042)"
Total_liability = "$0"
Policies_sold = "35"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$0"
Policies_sold = "5"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"
