---
title: Crop insurance — Idaho (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Idaho (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Idaho (2026): 18,135 policies sold, $1,260,277,702 total liability, $133,838,497 total premium, $5,764,079 indemnities paid, loss ratio 4.3%. Top crop: Whole Farm Revenue Protection. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Idaho had 18,135 crop insurance policies sold in 2026 across 30 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 18,135 crop insurance policies sold in Idaho (ID) for 2026, covering 30 commodities across 44 counties. Total liability covered: $1,260,277,702. Total premium: $133,838,497 (including $76,680,906 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state ID, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Idaho for 2026: $133,838,497 total, $76,680,906 subsidized

**DERIVED.** Atlas Commons sums $133,838,497 in total premium and $76,680,906 in government subsidy for crop insurance in Idaho for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state ID, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Idaho for 2026: $5,764,079

**DERIVED.** Atlas Commons sums $5,764,079 in crop insurance indemnities (claims paid) in Idaho for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 367 of 18,135 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state ID, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Idaho crop insurance loss ratio for 2026: 4.3%

**DERIVED.** Atlas Commons computes Idaho's crop insurance loss ratio for 2026 as 4.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state ID, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Whole Farm Revenue Protection is the largest crop insurance commodity in Idaho by liability (2026): $476,826,138

**DERIVED.** By total liability covered, Whole Farm Revenue Protection (USDA commodity code 0076) is the largest crop insurance commodity in Idaho for 2026 with $476,826,138 in liability across 188 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state ID, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Idaho (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/id
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/id.jsonld`

## Data

### Idaho — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 18,135 | AGGREGATED |
| Policies indemnified | 367 | AGGREGATED |
| Total liability covered | $1,260,277,702 | AGGREGATED |
| Total premium | $133,838,497 | AGGREGATED |
| Government subsidy | $76,680,906 | AGGREGATED |
| Indemnities paid | $5,764,079 | AGGREGATED |
| Loss ratio | 4.3% | AGGREGATED |
| Commodities insured | 30 | AGGREGATED |
| Counties with coverage | 44 | AGGREGATED |

### Idaho — top 30 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Whole Farm Revenue Protection (0076) | $476,826,138 | 188 | 0.7% |
| Wheat (0011) | $296,994,473 | 4,763 | 3.9% |
| Pasture,Rangeland,Forage (0088) | $241,236,206 | 1,738 | 6.2% |
| All Other Crops (9999) | $88,383,366 | 319 | 1.4% |
| Potatoes (0084) | $52,475,720 | 1,088 | 0.0% |
| Sugar Beets (0039) | $27,601,293 | 974 | 48.6% |
| Barley (0091) | $21,422,214 | 3,170 | 14.7% |
| Canola (0015) | $14,958,045 | 1,367 | 1.8% |
| Dry Peas (0067) | $9,280,950 | 1,605 | 8.2% |
| Forage Production (0033) | $6,431,042 | 41 | 0.0% |
| Corn (0041) | $4,801,790 | 1,011 | 0.0% |
| Apples (0054) | $4,564,924 | 8 | 0.0% |
| Alfalfa Seed (0107) | $3,125,977 | 52 | 0.0% |
| Apiculture (1191) | $2,563,538 | 65 | 2.0% |
| Fresh Freestone Peaches (0223) | $2,279,329 | 6 | 0.0% |
| Cherries (0057) | $2,187,546 | 6 | 0.0% |
| Grapes (0053) | $1,613,963 | 24 | 0.0% |
| Mint (0074) | $1,419,288 | 53 | 0.0% |
| Grass Seed (0102) | $926,944 | 87 | 0.0% |
| Dry Beans (0047) | $468,986 | 331 | 0.0% |
| Oats (0016) | $304,501 | 497 | 0.0% |
| Safflower (0049) | $263,224 | 159 | 148.5% |
| Triticale (0158) | $117,380 | 53 | 0.0% |
| Forage Seeding (0032) | $30,865 | 18 | 0.0% |
| Hybrid Popcorn Seed (0334) | $0 | 69 | — |
| Hybrid Sweet Corn Seed (0093) | $0 | 110 | — |
| Mustard (0069) | $0 | 198 | — |
| Onions (0013) | $0 | 75 | — |
| Flax (0031) | $0 | 56 | — |
| Green Peas (0064) | $0 | 4 | — |