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  "@type": "schema:Dataset",
  "name": "Crop insurance — Illinois (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Illinois (2026): 249,485 policies sold, $2,843,153,318 total liability, $215,897,420 total premium, $3,869,962 indemnities paid, loss ratio 1.8%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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  "temporalCoverage": "2026",
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    "name": "USDA Risk Management Agency Summary of Business",
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  "about": {
    "@type": "schema:Place",
    "name": "Illinois",
    "identifier": "IL",
    "schema:containedInPlace": {
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      "name": "United States"
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      "@type": "schema:Claim",
      "name": "Illinois had 249,485 crop insurance policies sold in 2026 across 18 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 249,485 crop insurance policies sold in Illinois (IL) for 2026, covering 18 commodities across 102 counties. Total liability covered: $2,843,153,318. Total premium: $215,897,420 (including $153,391,038 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IL, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Illinois for 2026: $215,897,420 total, $153,391,038 subsidized",
      "text": "Atlas Commons sums $215,897,420 in total premium and $153,391,038 in government subsidy for crop insurance in Illinois for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$215,897,420 total premium, $153,391,038 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state IL, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/indemnity-payout",
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      "name": "Crop insurance indemnities paid in Illinois for 2026: $3,869,962",
      "text": "Atlas Commons sums $3,869,962 in crop insurance indemnities (claims paid) in Illinois for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 890 of 249,485 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
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        "value": "$3,869,962 indemnities paid, 890 policies indemnified (2026)",
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      "name": "Illinois crop insurance loss ratio for 2026: 1.8%",
      "text": "Atlas Commons computes Illinois's crop insurance loss ratio for 2026 as 1.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
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        "value": "1.8% loss ratio (Illinois, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IL, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
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      "@type": "schema:Claim",
      "name": "Corn is the largest crop insurance commodity in Illinois by liability (2026): $1,602,910,706",
      "text": "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Illinois for 2026 with $1,602,910,706 in liability across 117,431 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
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        "supported": true,
        "adjudged": false,
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
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        "value": "Corn: $1,602,910,706 liability, 117,431 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state IL, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Illinois (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
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      "grounding": {
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        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Illinois — crop insurance summary (2026)",
      "numberOfItems": 9,
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        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "249,485",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "890",
            "Warrant": "AGGREGATED"
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        {
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          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$2,843,153,318",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Total premium",
            "Value": "$215,897,420",
            "Warrant": "AGGREGATED"
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        {
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          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$153,391,038",
            "Warrant": "AGGREGATED"
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          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$3,869,962",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "1.8%",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "18",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "102",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Illinois — top 18 crops by liability (2026)",
      "numberOfItems": 18,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$1,602,910,706",
            "Policies sold": "117,431",
            "Loss ratio": "0.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$984,799,828",
            "Policies sold": "110,190",
            "Loss ratio": "1.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$164,313,040",
            "Policies sold": "14,469",
            "Loss ratio": "6.9%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$47,396,316",
            "Policies sold": "490",
            "Loss ratio": "8.6%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Forage Production (0033)",
            "Total liability": "$16,983,756",
            "Policies sold": "232",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$16,516,467",
            "Policies sold": "666",
            "Loss ratio": "25.1%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Hybrid Corn Seed (0062)",
            "Total liability": "$4,704,615",
            "Policies sold": "1,246",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Canola (0015)",
            "Total liability": "$2,825,615",
            "Policies sold": "69",
            "Loss ratio": "42.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Popcorn (0043)",
            "Total liability": "$1,278,267",
            "Policies sold": "241",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Peaches (0034)",
            "Total liability": "$1,061,166",
            "Policies sold": "23",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Processing Beans (0046)",
            "Total liability": "$136,743",
            "Policies sold": "75",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Green Peas (0064)",
            "Total liability": "$84,154",
            "Policies sold": "47",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Rice (0018)",
            "Total liability": "$40,923",
            "Policies sold": "27",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Pumpkins (0147)",
            "Total liability": "$35,855",
            "Policies sold": "268",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 15,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$34,221",
            "Policies sold": "4",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 16,
          "item": {
            "Commodity": "Sweet Corn (0042)",
            "Total liability": "$26,937",
            "Policies sold": "71",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 17,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$4,709",
            "Policies sold": "143",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 18,
          "item": {
            "Commodity": "Grain Sorghum (0051)",
            "Total liability": "$0",
            "Policies sold": "3,793",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}