---
title: Crop insurance — Illinois (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Illinois (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Illinois (2026): 249,485 policies sold, $2,843,153,318 total liability, $215,897,420 total premium, $3,869,962 indemnities paid, loss ratio 1.8%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Illinois had 249,485 crop insurance policies sold in 2026 across 18 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 249,485 crop insurance policies sold in Illinois (IL) for 2026, covering 18 commodities across 102 counties. Total liability covered: $2,843,153,318. Total premium: $215,897,420 (including $153,391,038 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IL, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Illinois for 2026: $215,897,420 total, $153,391,038 subsidized

**DERIVED.** Atlas Commons sums $215,897,420 in total premium and $153,391,038 in government subsidy for crop insurance in Illinois for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state IL, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Illinois for 2026: $3,869,962

**DERIVED.** Atlas Commons sums $3,869,962 in crop insurance indemnities (claims paid) in Illinois for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 890 of 249,485 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state IL, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Illinois crop insurance loss ratio for 2026: 1.8%

**DERIVED.** Atlas Commons computes Illinois's crop insurance loss ratio for 2026 as 1.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IL, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Illinois by liability (2026): $1,602,910,706

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Illinois for 2026 with $1,602,910,706 in liability across 117,431 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state IL, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Illinois (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il.jsonld`

## Data

### Illinois — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 249,485 | AGGREGATED |
| Policies indemnified | 890 | AGGREGATED |
| Total liability covered | $2,843,153,318 | AGGREGATED |
| Total premium | $215,897,420 | AGGREGATED |
| Government subsidy | $153,391,038 | AGGREGATED |
| Indemnities paid | $3,869,962 | AGGREGATED |
| Loss ratio | 1.8% | AGGREGATED |
| Commodities insured | 18 | AGGREGATED |
| Counties with coverage | 102 | AGGREGATED |

### Illinois — top 18 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $1,602,910,706 | 117,431 | 0.3% |
| Soybeans (0081) | $984,799,828 | 110,190 | 1.0% |
| Wheat (0011) | $164,313,040 | 14,469 | 6.9% |
| All Other Crops (9999) | $47,396,316 | 490 | 8.6% |
| Forage Production (0033) | $16,983,756 | 232 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $16,516,467 | 666 | 25.1% |
| Hybrid Corn Seed (0062) | $4,704,615 | 1,246 | 0.0% |
| Canola (0015) | $2,825,615 | 69 | 42.4% |
| Popcorn (0043) | $1,278,267 | 241 | 0.0% |
| Peaches (0034) | $1,061,166 | 23 | 0.0% |
| Processing Beans (0046) | $136,743 | 75 | 0.0% |
| Green Peas (0064) | $84,154 | 47 | 0.0% |
| Rice (0018) | $40,923 | 27 | 0.0% |
| Pumpkins (0147) | $35,855 | 268 | 0.0% |
| Apiculture (1191) | $34,221 | 4 | 0.0% |
| Sweet Corn (0042) | $26,937 | 71 | 0.0% |
| Oats (0016) | $4,709 | 143 | 0.0% |
| Grain Sorghum (0051) | $0 | 3,793 | — |