name = "Crop insurance — Illinois (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Illinois (2026): 249,485 policies sold, $2,843,153,318 total liability, $215,897,420 total premium, $3,869,962 indemnities paid, loss ratio 1.8%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/state-identity"
warrant = "RECORDED"
name = "Illinois had 249,485 crop insurance policies sold in 2026 across 18 commodities"
text = "The USDA Risk Management Agency Summary of Business records 249,485 crop insurance policies sold in Illinois (IL) for 2026, covering 18 commodities across 102 counties. Total liability covered: $2,843,153,318. Total premium: $215,897,420 (including $153,391,038 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IL, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Illinois for 2026: $215,897,420 total, $153,391,038 subsidized"
text = "Atlas Commons sums $215,897,420 in total premium and $153,391,038 in government subsidy for crop insurance in Illinois for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state IL, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Illinois for 2026: $3,869,962"
text = "Atlas Commons sums $3,869,962 in crop insurance indemnities (claims paid) in Illinois for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 890 of 249,485 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state IL, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/loss-ratio"
warrant = "DERIVED"
name = "Illinois crop insurance loss ratio for 2026: 1.8%"
text = "Atlas Commons computes Illinois's crop insurance loss ratio for 2026 as 1.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IL, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Illinois by liability (2026): $1,602,910,706"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Illinois for 2026 with $1,602,910,706 in liability across 117,431 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state IL, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Illinois (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/il"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "249,485"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "890"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$2,843,153,318"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$215,897,420"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$153,391,038"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$3,869,962"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "1.8%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "18"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "102"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$1,602,910,706"
Policies_sold = "117,431"
Loss_ratio = "0.3%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$984,799,828"
Policies_sold = "110,190"
Loss_ratio = "1.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$164,313,040"
Policies_sold = "14,469"
Loss_ratio = "6.9%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$47,396,316"
Policies_sold = "490"
Loss_ratio = "8.6%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$16,983,756"
Policies_sold = "232"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$16,516,467"
Policies_sold = "666"
Loss_ratio = "25.1%"

[[top-commodities]]
Commodity = "Hybrid Corn Seed (0062)"
Total_liability = "$4,704,615"
Policies_sold = "1,246"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$2,825,615"
Policies_sold = "69"
Loss_ratio = "42.4%"

[[top-commodities]]
Commodity = "Popcorn (0043)"
Total_liability = "$1,278,267"
Policies_sold = "241"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peaches (0034)"
Total_liability = "$1,061,166"
Policies_sold = "23"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$136,743"
Policies_sold = "75"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$84,154"
Policies_sold = "47"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Rice (0018)"
Total_liability = "$40,923"
Policies_sold = "27"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pumpkins (0147)"
Total_liability = "$35,855"
Policies_sold = "268"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$34,221"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sweet Corn (0042)"
Total_liability = "$26,937"
Policies_sold = "71"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$4,709"
Policies_sold = "143"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$0"
Policies_sold = "3,793"
Loss_ratio = "—"
