---
title: Crop insurance — Indiana (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Indiana (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Indiana (2026): 95,922 policies sold, $877,003,762 total liability, $76,475,366 total premium, $770,669 indemnities paid, loss ratio 1.0%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Indiana had 95,922 crop insurance policies sold in 2026 across 14 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 95,922 crop insurance policies sold in Indiana (IN) for 2026, covering 14 commodities across 92 counties. Total liability covered: $877,003,762. Total premium: $76,475,366 (including $54,312,809 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IN, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Indiana for 2026: $76,475,366 total, $54,312,809 subsidized

**DERIVED.** Atlas Commons sums $76,475,366 in total premium and $54,312,809 in government subsidy for crop insurance in Indiana for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state IN, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Indiana for 2026: $770,669

**DERIVED.** Atlas Commons sums $770,669 in crop insurance indemnities (claims paid) in Indiana for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 244 of 95,922 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state IN, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Indiana crop insurance loss ratio for 2026: 1.0%

**DERIVED.** Atlas Commons computes Indiana's crop insurance loss ratio for 2026 as 1.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IN, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Indiana by liability (2026): $452,716,959

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Indiana for 2026 with $452,716,959 in liability across 44,158 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state IN, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Indiana (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in.jsonld`

## Data

### Indiana — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 95,922 | AGGREGATED |
| Policies indemnified | 244 | AGGREGATED |
| Total liability covered | $877,003,762 | AGGREGATED |
| Total premium | $76,475,366 | AGGREGATED |
| Government subsidy | $54,312,809 | AGGREGATED |
| Indemnities paid | $770,669 | AGGREGATED |
| Loss ratio | 1.0% | AGGREGATED |
| Commodities insured | 14 | AGGREGATED |
| Counties with coverage | 92 | AGGREGATED |

### Indiana — top 14 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $452,716,959 | 44,158 | 0.4% |
| Soybeans (0081) | $316,119,818 | 42,940 | 0.7% |
| Wheat (0011) | $57,620,735 | 6,195 | 1.4% |
| All Other Crops (9999) | $20,206,032 | 370 | 10.1% |
| Whole Farm Revenue Protection (0076) | $17,337,457 | 10 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $10,178,555 | 324 | 14.5% |
| Popcorn (0043) | $2,511,059 | 865 | 0.0% |
| Grain Sorghum (0051) | $254,135 | 545 | 0.0% |
| Processing Beans (0046) | $33,341 | 16 | 0.0% |
| Hybrid Corn Seed (0062) | $25,671 | 407 | 0.0% |
| Tomatoes (0087) | $0 | 33 | — |
| Burley Tobacco (0231) | $0 | 31 | — |
| Sunflowers (0078) | $0 | 10 | — |
| Mint (0074) | $0 | 18 | — |