name = "Crop insurance — Indiana (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Indiana (2026): 95,922 policies sold, $877,003,762 total liability, $76,475,366 total premium, $770,669 indemnities paid, loss ratio 1.0%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in/state-identity"
warrant = "RECORDED"
name = "Indiana had 95,922 crop insurance policies sold in 2026 across 14 commodities"
text = "The USDA Risk Management Agency Summary of Business records 95,922 crop insurance policies sold in Indiana (IN) for 2026, covering 14 commodities across 92 counties. Total liability covered: $877,003,762. Total premium: $76,475,366 (including $54,312,809 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IN, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Indiana for 2026: $76,475,366 total, $54,312,809 subsidized"
text = "Atlas Commons sums $76,475,366 in total premium and $54,312,809 in government subsidy for crop insurance in Indiana for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state IN, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Indiana for 2026: $770,669"
text = "Atlas Commons sums $770,669 in crop insurance indemnities (claims paid) in Indiana for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 244 of 95,922 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state IN, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in/loss-ratio"
warrant = "DERIVED"
name = "Indiana crop insurance loss ratio for 2026: 1.0%"
text = "Atlas Commons computes Indiana's crop insurance loss ratio for 2026 as 1.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IN, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Indiana by liability (2026): $452,716,959"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Indiana for 2026 with $452,716,959 in liability across 44,158 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state IN, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Indiana (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/in"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "95,922"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "244"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$877,003,762"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$76,475,366"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$54,312,809"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$770,669"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "1.0%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "14"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "92"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$452,716,959"
Policies_sold = "44,158"
Loss_ratio = "0.4%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$316,119,818"
Policies_sold = "42,940"
Loss_ratio = "0.7%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$57,620,735"
Policies_sold = "6,195"
Loss_ratio = "1.4%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$20,206,032"
Policies_sold = "370"
Loss_ratio = "10.1%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$17,337,457"
Policies_sold = "10"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$10,178,555"
Policies_sold = "324"
Loss_ratio = "14.5%"

[[top-commodities]]
Commodity = "Popcorn (0043)"
Total_liability = "$2,511,059"
Policies_sold = "865"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$254,135"
Policies_sold = "545"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$33,341"
Policies_sold = "16"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hybrid Corn Seed (0062)"
Total_liability = "$25,671"
Policies_sold = "407"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Tomatoes (0087)"
Total_liability = "$0"
Policies_sold = "33"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Burley Tobacco (0231)"
Total_liability = "$0"
Policies_sold = "31"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Sunflowers (0078)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Mint (0074)"
Total_liability = "$0"
Policies_sold = "18"
Loss_ratio = "—"
