---
title: Crop insurance — Kansas (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Kansas (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Kansas (2026): 344,686 policies sold, $2,398,954,567 total liability, $438,584,395 total premium, $67,836,858 indemnities paid, loss ratio 15.5%. Top crop: Wheat. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Kansas had 344,686 crop insurance policies sold in 2026 across 24 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 344,686 crop insurance policies sold in Kansas (KS) for 2026, covering 24 commodities across 105 counties. Total liability covered: $2,398,954,567. Total premium: $438,584,395 (including $289,398,099 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state KS, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Kansas for 2026: $438,584,395 total, $289,398,099 subsidized

**DERIVED.** Atlas Commons sums $438,584,395 in total premium and $289,398,099 in government subsidy for crop insurance in Kansas for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state KS, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Kansas for 2026: $67,836,858

**DERIVED.** Atlas Commons sums $67,836,858 in crop insurance indemnities (claims paid) in Kansas for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,551 of 344,686 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state KS, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Kansas crop insurance loss ratio for 2026: 15.5%

**DERIVED.** Atlas Commons computes Kansas's crop insurance loss ratio for 2026 as 15.5% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state KS, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Wheat is the largest crop insurance commodity in Kansas by liability (2026): $1,210,504,366

**DERIVED.** By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Kansas for 2026 with $1,210,504,366 in liability across 68,389 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state KS, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Kansas (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks.jsonld`

## Data

### Kansas — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 344,686 | AGGREGATED |
| Policies indemnified | 5,551 | AGGREGATED |
| Total liability covered | $2,398,954,567 | AGGREGATED |
| Total premium | $438,584,395 | AGGREGATED |
| Government subsidy | $289,398,099 | AGGREGATED |
| Indemnities paid | $67,836,858 | AGGREGATED |
| Loss ratio | 15.5% | AGGREGATED |
| Commodities insured | 24 | AGGREGATED |
| Counties with coverage | 105 | AGGREGATED |

### Kansas — top 24 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Wheat (0011) | $1,210,504,366 | 68,389 | 9.9% |
| Corn (0041) | $472,536,650 | 79,902 | 0.2% |
| Pasture,Rangeland,Forage (0088) | $326,188,636 | 6,964 | 30.7% |
| Soybeans (0081) | $208,163,161 | 70,103 | 0.5% |
| Annual Forage (0332) | $133,690,222 | 2,779 | 72.7% |
| Grain Sorghum (0051) | $18,952,298 | 69,791 | 0.0% |
| All Other Crops (9999) | $12,036,544 | 205 | 28.5% |
| Cotton (0021) | $10,055,408 | 6,812 | 0.0% |
| Triticale (0158) | $3,160,983 | 1,283 | 38.8% |
| Barley (0091) | $1,757,478 | 2,583 | 0.0% |
| Canola (0015) | $1,138,444 | 989 | 1.5% |
| Silage Sorghum (0059) | $328,905 | 4,152 | 0.0% |
| Sunflowers (0078) | $281,726 | 21,148 | 0.0% |
| Oats (0016) | $159,746 | 5,001 | 12.3% |
| Sesame (0396) | $0 | 82 | — |
| Forage Seeding (0032) | $0 | 6 | — |
| Dry Beans (0047) | $0 | 1,891 | — |
| Millet (0017) | $0 | 2,255 | — |
| Dry Peas (0067) | $0 | 20 | — |
| Hemp (1218) | $0 | 214 | — |
| Potatoes (0084) | $0 | 68 | — |
| Hybrid Sorghum Seed (0050) | $0 | 30 | — |
| Camelina (0333) | $0 | 10 | — |
| Onions (0013) | $0 | 9 | — |