name = "Crop insurance — Kansas (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Kansas (2026): 344,686 policies sold, $2,398,954,567 total liability, $438,584,395 total premium, $67,836,858 indemnities paid, loss ratio 15.5%. Top crop: Wheat. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks/state-identity"
warrant = "RECORDED"
name = "Kansas had 344,686 crop insurance policies sold in 2026 across 24 commodities"
text = "The USDA Risk Management Agency Summary of Business records 344,686 crop insurance policies sold in Kansas (KS) for 2026, covering 24 commodities across 105 counties. Total liability covered: $2,398,954,567. Total premium: $438,584,395 (including $289,398,099 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state KS, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Kansas for 2026: $438,584,395 total, $289,398,099 subsidized"
text = "Atlas Commons sums $438,584,395 in total premium and $289,398,099 in government subsidy for crop insurance in Kansas for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state KS, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Kansas for 2026: $67,836,858"
text = "Atlas Commons sums $67,836,858 in crop insurance indemnities (claims paid) in Kansas for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,551 of 344,686 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state KS, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks/loss-ratio"
warrant = "DERIVED"
name = "Kansas crop insurance loss ratio for 2026: 15.5%"
text = "Atlas Commons computes Kansas's crop insurance loss ratio for 2026 as 15.5% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state KS, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks/top-commodity"
warrant = "DERIVED"
name = "Wheat is the largest crop insurance commodity in Kansas by liability (2026): $1,210,504,366"
text = "By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Kansas for 2026 with $1,210,504,366 in liability across 68,389 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state KS, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Kansas (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ks"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "344,686"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "5,551"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$2,398,954,567"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$438,584,395"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$289,398,099"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$67,836,858"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "15.5%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "24"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "105"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$1,210,504,366"
Policies_sold = "68,389"
Loss_ratio = "9.9%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$472,536,650"
Policies_sold = "79,902"
Loss_ratio = "0.2%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$326,188,636"
Policies_sold = "6,964"
Loss_ratio = "30.7%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$208,163,161"
Policies_sold = "70,103"
Loss_ratio = "0.5%"

[[top-commodities]]
Commodity = "Annual Forage (0332)"
Total_liability = "$133,690,222"
Policies_sold = "2,779"
Loss_ratio = "72.7%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$18,952,298"
Policies_sold = "69,791"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$12,036,544"
Policies_sold = "205"
Loss_ratio = "28.5%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$10,055,408"
Policies_sold = "6,812"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$3,160,983"
Policies_sold = "1,283"
Loss_ratio = "38.8%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$1,757,478"
Policies_sold = "2,583"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$1,138,444"
Policies_sold = "989"
Loss_ratio = "1.5%"

[[top-commodities]]
Commodity = "Silage Sorghum (0059)"
Total_liability = "$328,905"
Policies_sold = "4,152"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sunflowers (0078)"
Total_liability = "$281,726"
Policies_sold = "21,148"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$159,746"
Policies_sold = "5,001"
Loss_ratio = "12.3%"

[[top-commodities]]
Commodity = "Sesame (0396)"
Total_liability = "$0"
Policies_sold = "82"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$0"
Policies_sold = "6"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "1,891"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Millet (0017)"
Total_liability = "$0"
Policies_sold = "2,255"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Peas (0067)"
Total_liability = "$0"
Policies_sold = "20"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hemp (1218)"
Total_liability = "$0"
Policies_sold = "214"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$0"
Policies_sold = "68"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hybrid Sorghum Seed (0050)"
Total_liability = "$0"
Policies_sold = "30"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Camelina (0333)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$0"
Policies_sold = "9"
Loss_ratio = "—"
