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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la.jsonld",
  "@type": "schema:Dataset",
  "name": "Crop insurance — Louisiana (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Louisiana (2026): 31,025 policies sold, $401,517,672 total liability, $42,342,410 total premium, $3,850,579 indemnities paid, loss ratio 9.1%. Top crop: Soybeans. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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  "temporalCoverage": "2026",
  "isBasedOn": {
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    "name": "USDA Risk Management Agency Summary of Business",
    "url": "https://www.rma.usda.gov/data/sob"
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  "about": {
    "@type": "schema:Place",
    "name": "Louisiana",
    "identifier": "LA",
    "schema:containedInPlace": {
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      "name": "United States"
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  "claims": [
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/state-identity",
      "@type": "schema:Claim",
      "name": "Louisiana had 31,025 crop insurance policies sold in 2026 across 14 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 31,025 crop insurance policies sold in Louisiana (LA) for 2026, covering 14 commodities across 53 counties. Total liability covered: $401,517,672. Total premium: $42,342,410 (including $31,532,358 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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        "source": "USDA Risk Management Agency Summary of Business",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "31,025 policies, $401,517,672 liability (Louisiana, 2026)",
        "adjudicator": {
          "name": "USDA Risk Management Agency Summary of Business",
          "url": "https://www.rma.usda.gov/data/sob"
        }
      },
      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state LA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Louisiana for 2026: $42,342,410 total, $31,532,358 subsidized",
      "text": "Atlas Commons sums $42,342,410 in total premium and $31,532,358 in government subsidy for crop insurance in Louisiana for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
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      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$42,342,410 total premium, $31,532,358 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state LA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/indemnity-payout",
      "@type": "schema:Claim",
      "name": "Crop insurance indemnities paid in Louisiana for 2026: $3,850,579",
      "text": "Atlas Commons sums $3,850,579 in crop insurance indemnities (claims paid) in Louisiana for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 405 of 31,025 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
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        "adjudged": false,
        "operative": false
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      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$3,850,579 indemnities paid, 405 policies indemnified (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all indemnity_amount values for state LA, year 2026 from the USDA RMA SoB. Falsified if the total differs."
    },
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      "@type": "schema:Claim",
      "name": "Louisiana crop insurance loss ratio for 2026: 9.1%",
      "text": "Atlas Commons computes Louisiana's crop insurance loss ratio for 2026 as 9.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
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      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "9.1% loss ratio (Louisiana, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state LA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/top-commodity",
      "@type": "schema:Claim",
      "name": "Soybeans is the largest crop insurance commodity in Louisiana by liability (2026): $103,118,537",
      "text": "By total liability covered, Soybeans (USDA commodity code 0081) is the largest crop insurance commodity in Louisiana for 2026 with $103,118,537 in liability across 7,530 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "Soybeans: $103,118,537 liability, 7,530 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state LA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Louisiana (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the USDA RMA sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Louisiana — crop insurance summary (2026)",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "31,025",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "405",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$401,517,672",
            "Warrant": "AGGREGATED"
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        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Metric": "Total premium",
            "Value": "$42,342,410",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$31,532,358",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$3,850,579",
            "Warrant": "AGGREGATED"
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        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "9.1%",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "14",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "53",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Louisiana — top 14 crops by liability (2026)",
      "numberOfItems": 14,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$103,118,537",
            "Policies sold": "7,530",
            "Loss ratio": "0.9%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Sugarcane (0038)",
            "Total liability": "$92,953,240",
            "Policies sold": "1,247",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$89,072,011",
            "Policies sold": "5,808",
            "Loss ratio": "11.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$46,584,901",
            "Policies sold": "796",
            "Loss ratio": "18.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Rice (0018)",
            "Total liability": "$33,606,064",
            "Policies sold": "5,159",
            "Loss ratio": "1.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Cotton (0021)",
            "Total liability": "$16,059,190",
            "Policies sold": "4,328",
            "Loss ratio": "3.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$8,994,641",
            "Policies sold": "102",
            "Loss ratio": "72.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$8,992,648",
            "Policies sold": "130",
            "Loss ratio": "40.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$1,124,192",
            "Policies sold": "1,768",
            "Loss ratio": "30.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Peanuts (0075)",
            "Total liability": "$897,885",
            "Policies sold": "46",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$77,874",
            "Policies sold": "140",
            "Loss ratio": "27.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Grain Sorghum (0051)",
            "Total liability": "$36,489",
            "Policies sold": "3,941",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Sesame (0396)",
            "Total liability": "$0",
            "Policies sold": "10",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Sweet Potatoes (0156)",
            "Total liability": "$0",
            "Policies sold": "20",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}