---
title: Crop insurance — Louisiana (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Louisiana (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Louisiana (2026): 31,025 policies sold, $401,517,672 total liability, $42,342,410 total premium, $3,850,579 indemnities paid, loss ratio 9.1%. Top crop: Soybeans. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Louisiana had 31,025 crop insurance policies sold in 2026 across 14 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 31,025 crop insurance policies sold in Louisiana (LA) for 2026, covering 14 commodities across 53 counties. Total liability covered: $401,517,672. Total premium: $42,342,410 (including $31,532,358 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state LA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Louisiana for 2026: $42,342,410 total, $31,532,358 subsidized

**DERIVED.** Atlas Commons sums $42,342,410 in total premium and $31,532,358 in government subsidy for crop insurance in Louisiana for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state LA, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Louisiana for 2026: $3,850,579

**DERIVED.** Atlas Commons sums $3,850,579 in crop insurance indemnities (claims paid) in Louisiana for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 405 of 31,025 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state LA, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Louisiana crop insurance loss ratio for 2026: 9.1%

**DERIVED.** Atlas Commons computes Louisiana's crop insurance loss ratio for 2026 as 9.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state LA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Soybeans is the largest crop insurance commodity in Louisiana by liability (2026): $103,118,537

**DERIVED.** By total liability covered, Soybeans (USDA commodity code 0081) is the largest crop insurance commodity in Louisiana for 2026 with $103,118,537 in liability across 7,530 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state LA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Louisiana (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la.jsonld`

## Data

### Louisiana — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 31,025 | AGGREGATED |
| Policies indemnified | 405 | AGGREGATED |
| Total liability covered | $401,517,672 | AGGREGATED |
| Total premium | $42,342,410 | AGGREGATED |
| Government subsidy | $31,532,358 | AGGREGATED |
| Indemnities paid | $3,850,579 | AGGREGATED |
| Loss ratio | 9.1% | AGGREGATED |
| Commodities insured | 14 | AGGREGATED |
| Counties with coverage | 53 | AGGREGATED |

### Louisiana — top 14 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Soybeans (0081) | $103,118,537 | 7,530 | 0.9% |
| Sugarcane (0038) | $92,953,240 | 1,247 | 0.0% |
| Corn (0041) | $89,072,011 | 5,808 | 11.3% |
| All Other Crops (9999) | $46,584,901 | 796 | 18.4% |
| Rice (0018) | $33,606,064 | 5,159 | 1.4% |
| Cotton (0021) | $16,059,190 | 4,328 | 3.5% |
| Apiculture (1191) | $8,994,641 | 102 | 72.5% |
| Pasture,Rangeland,Forage (0088) | $8,992,648 | 130 | 40.5% |
| Wheat (0011) | $1,124,192 | 1,768 | 30.2% |
| Peanuts (0075) | $897,885 | 46 | 0.0% |
| Oats (0016) | $77,874 | 140 | 27.3% |
| Grain Sorghum (0051) | $36,489 | 3,941 | 0.0% |
| Sesame (0396) | $0 | 10 | — |
| Sweet Potatoes (0156) | $0 | 20 | — |