name = "Crop insurance — Louisiana (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Louisiana (2026): 31,025 policies sold, $401,517,672 total liability, $42,342,410 total premium, $3,850,579 indemnities paid, loss ratio 9.1%. Top crop: Soybeans. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/state-identity"
warrant = "RECORDED"
name = "Louisiana had 31,025 crop insurance policies sold in 2026 across 14 commodities"
text = "The USDA Risk Management Agency Summary of Business records 31,025 crop insurance policies sold in Louisiana (LA) for 2026, covering 14 commodities across 53 counties. Total liability covered: $401,517,672. Total premium: $42,342,410 (including $31,532,358 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state LA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Louisiana for 2026: $42,342,410 total, $31,532,358 subsidized"
text = "Atlas Commons sums $42,342,410 in total premium and $31,532,358 in government subsidy for crop insurance in Louisiana for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state LA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Louisiana for 2026: $3,850,579"
text = "Atlas Commons sums $3,850,579 in crop insurance indemnities (claims paid) in Louisiana for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 405 of 31,025 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state LA, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/loss-ratio"
warrant = "DERIVED"
name = "Louisiana crop insurance loss ratio for 2026: 9.1%"
text = "Atlas Commons computes Louisiana's crop insurance loss ratio for 2026 as 9.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state LA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/top-commodity"
warrant = "DERIVED"
name = "Soybeans is the largest crop insurance commodity in Louisiana by liability (2026): $103,118,537"
text = "By total liability covered, Soybeans (USDA commodity code 0081) is the largest crop insurance commodity in Louisiana for 2026 with $103,118,537 in liability across 7,530 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state LA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Louisiana (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/la"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "31,025"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "405"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$401,517,672"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$42,342,410"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$31,532,358"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$3,850,579"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "9.1%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "14"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "53"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$103,118,537"
Policies_sold = "7,530"
Loss_ratio = "0.9%"

[[top-commodities]]
Commodity = "Sugarcane (0038)"
Total_liability = "$92,953,240"
Policies_sold = "1,247"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$89,072,011"
Policies_sold = "5,808"
Loss_ratio = "11.3%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$46,584,901"
Policies_sold = "796"
Loss_ratio = "18.4%"

[[top-commodities]]
Commodity = "Rice (0018)"
Total_liability = "$33,606,064"
Policies_sold = "5,159"
Loss_ratio = "1.4%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$16,059,190"
Policies_sold = "4,328"
Loss_ratio = "3.5%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$8,994,641"
Policies_sold = "102"
Loss_ratio = "72.5%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$8,992,648"
Policies_sold = "130"
Loss_ratio = "40.5%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$1,124,192"
Policies_sold = "1,768"
Loss_ratio = "30.2%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$897,885"
Policies_sold = "46"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$77,874"
Policies_sold = "140"
Loss_ratio = "27.3%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$36,489"
Policies_sold = "3,941"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sesame (0396)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Sweet Potatoes (0156)"
Total_liability = "$0"
Policies_sold = "20"
Loss_ratio = "—"
