---
title: Crop insurance — Massachusetts (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Massachusetts (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Massachusetts (2026): 570 policies sold, $46,821,964 total liability, $2,285,257 total premium, $53,939 indemnities paid, loss ratio 2.4%. Top crop: Cranberries. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Massachusetts had 570 crop insurance policies sold in 2026 across 13 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 570 crop insurance policies sold in Massachusetts (MA) for 2026, covering 13 commodities across 12 counties. Total liability covered: $46,821,964. Total premium: $2,285,257 (including $1,526,400 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Massachusetts for 2026: $2,285,257 total, $1,526,400 subsidized

**DERIVED.** Atlas Commons sums $2,285,257 in total premium and $1,526,400 in government subsidy for crop insurance in Massachusetts for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state MA, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Massachusetts for 2026: $53,939

**DERIVED.** Atlas Commons sums $53,939 in crop insurance indemnities (claims paid) in Massachusetts for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 17 of 570 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state MA, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Massachusetts crop insurance loss ratio for 2026: 2.4%

**DERIVED.** Atlas Commons computes Massachusetts's crop insurance loss ratio for 2026 as 2.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Cranberries is the largest crop insurance commodity in Massachusetts by liability (2026): $33,537,827

**DERIVED.** By total liability covered, Cranberries (USDA commodity code 0058) is the largest crop insurance commodity in Massachusetts for 2026 with $33,537,827 in liability across 182 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state MA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Massachusetts (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma.jsonld`

## Data

### Massachusetts — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 570 | AGGREGATED |
| Policies indemnified | 17 | AGGREGATED |
| Total liability covered | $46,821,964 | AGGREGATED |
| Total premium | $2,285,257 | AGGREGATED |
| Government subsidy | $1,526,400 | AGGREGATED |
| Indemnities paid | $53,939 | AGGREGATED |
| Loss ratio | 2.4% | AGGREGATED |
| Commodities insured | 13 | AGGREGATED |
| Counties with coverage | 12 | AGGREGATED |

### Massachusetts — top 13 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Cranberries (0058) | $33,537,827 | 182 | 0.0% |
| All Other Crops (9999) | $6,672,501 | 152 | 4.6% |
| Apples (0054) | $3,110,641 | 32 | 0.0% |
| Clams (0116) | $1,256,308 | 5 | 0.0% |
| Peaches (0034) | $1,255,720 | 21 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $538,052 | 11 | 44.8% |
| Corn (0041) | $271,602 | 52 | 0.0% |
| Apiculture (1191) | $179,313 | 5 | 0.0% |
| Cigar Binder Tobacco (0235) | $0 | 76 | — |
| Fresh Market Sweet Corn (0044) | $0 | 18 | — |
| Potatoes (0084) | $0 | 8 | — |
| Cigar Wrapper Tobacco (0236) | $0 | 4 | — |
| Soybeans (0081) | $0 | 4 | — |