name = "Crop insurance — Massachusetts (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Massachusetts (2026): 570 policies sold, $46,821,964 total liability, $2,285,257 total premium, $53,939 indemnities paid, loss ratio 2.4%. Top crop: Cranberries. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma/state-identity"
warrant = "RECORDED"
name = "Massachusetts had 570 crop insurance policies sold in 2026 across 13 commodities"
text = "The USDA Risk Management Agency Summary of Business records 570 crop insurance policies sold in Massachusetts (MA) for 2026, covering 13 commodities across 12 counties. Total liability covered: $46,821,964. Total premium: $2,285,257 (including $1,526,400 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Massachusetts for 2026: $2,285,257 total, $1,526,400 subsidized"
text = "Atlas Commons sums $2,285,257 in total premium and $1,526,400 in government subsidy for crop insurance in Massachusetts for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state MA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Massachusetts for 2026: $53,939"
text = "Atlas Commons sums $53,939 in crop insurance indemnities (claims paid) in Massachusetts for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 17 of 570 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state MA, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma/loss-ratio"
warrant = "DERIVED"
name = "Massachusetts crop insurance loss ratio for 2026: 2.4%"
text = "Atlas Commons computes Massachusetts's crop insurance loss ratio for 2026 as 2.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma/top-commodity"
warrant = "DERIVED"
name = "Cranberries is the largest crop insurance commodity in Massachusetts by liability (2026): $33,537,827"
text = "By total liability covered, Cranberries (USDA commodity code 0058) is the largest crop insurance commodity in Massachusetts for 2026 with $33,537,827 in liability across 182 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state MA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Massachusetts (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ma"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "570"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "17"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$46,821,964"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$2,285,257"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$1,526,400"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$53,939"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "2.4%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "13"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "12"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Cranberries (0058)"
Total_liability = "$33,537,827"
Policies_sold = "182"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$6,672,501"
Policies_sold = "152"
Loss_ratio = "4.6%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$3,110,641"
Policies_sold = "32"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Clams (0116)"
Total_liability = "$1,256,308"
Policies_sold = "5"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peaches (0034)"
Total_liability = "$1,255,720"
Policies_sold = "21"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$538,052"
Policies_sold = "11"
Loss_ratio = "44.8%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$271,602"
Policies_sold = "52"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$179,313"
Policies_sold = "5"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cigar Binder Tobacco (0235)"
Total_liability = "$0"
Policies_sold = "76"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Fresh Market Sweet Corn (0044)"
Total_liability = "$0"
Policies_sold = "18"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$0"
Policies_sold = "8"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Cigar Wrapper Tobacco (0236)"
Total_liability = "$0"
Policies_sold = "4"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$0"
Policies_sold = "4"
Loss_ratio = "—"
