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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md.jsonld",
  "@type": "schema:Dataset",
  "name": "Crop insurance — Maryland (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Maryland (2026): 7,911 policies sold, $110,941,752 total liability, $6,801,204 total premium, $416,738 indemnities paid, loss ratio 6.1%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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  "temporalCoverage": "2026",
  "isBasedOn": {
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    "name": "USDA Risk Management Agency Summary of Business",
    "url": "https://www.rma.usda.gov/data/sob"
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  "about": {
    "@type": "schema:Place",
    "name": "Maryland",
    "identifier": "MD",
    "schema:containedInPlace": {
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      "name": "United States"
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  "claims": [
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md/state-identity",
      "@type": "schema:Claim",
      "name": "Maryland had 7,911 crop insurance policies sold in 2026 across 15 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 7,911 crop insurance policies sold in Maryland (MD) for 2026, covering 15 commodities across 24 counties. Total liability covered: $110,941,752. Total premium: $6,801,204 (including $4,775,154 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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        "value": "7,911 policies, $110,941,752 liability (Maryland, 2026)",
        "adjudicator": {
          "name": "USDA Risk Management Agency Summary of Business",
          "url": "https://www.rma.usda.gov/data/sob"
        }
      },
      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MD, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Maryland for 2026: $6,801,204 total, $4,775,154 subsidized",
      "text": "Atlas Commons sums $6,801,204 in total premium and $4,775,154 in government subsidy for crop insurance in Maryland for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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      "grounding": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$6,801,204 total premium, $4,775,154 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state MD, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md/indemnity-payout",
      "@type": "schema:Claim",
      "name": "Crop insurance indemnities paid in Maryland for 2026: $416,738",
      "text": "Atlas Commons sums $416,738 in crop insurance indemnities (claims paid) in Maryland for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 43 of 7,911 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
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        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$416,738 indemnities paid, 43 policies indemnified (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all indemnity_amount values for state MD, year 2026 from the USDA RMA SoB. Falsified if the total differs."
    },
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      "name": "Maryland crop insurance loss ratio for 2026: 6.1%",
      "text": "Atlas Commons computes Maryland's crop insurance loss ratio for 2026 as 6.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
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      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "6.1% loss ratio (Maryland, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MD, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md/top-commodity",
      "@type": "schema:Claim",
      "name": "All Other Crops is the largest crop insurance commodity in Maryland by liability (2026): $49,262,478",
      "text": "By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Maryland for 2026 with $49,262,478 in liability across 323 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "All Other Crops: $49,262,478 liability, 323 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state MD, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Maryland (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the USDA RMA sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Maryland — crop insurance summary (2026)",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "7,911",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "43",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$110,941,752",
            "Warrant": "AGGREGATED"
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        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Metric": "Total premium",
            "Value": "$6,801,204",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$4,775,154",
            "Warrant": "AGGREGATED"
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        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$416,738",
            "Warrant": "AGGREGATED"
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        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "6.1%",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "15",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "24",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Maryland — top 15 crops by liability (2026)",
      "numberOfItems": 15,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$49,262,478",
            "Policies sold": "323",
            "Loss ratio": "17.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$21,399,695",
            "Policies sold": "1,096",
            "Loss ratio": "1.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$19,836,177",
            "Policies sold": "2,819",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$9,005,804",
            "Policies sold": "2,504",
            "Loss ratio": "0.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Potatoes (0084)",
            "Total liability": "$3,132,670",
            "Policies sold": "4",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Apples (0054)",
            "Total liability": "$2,791,967",
            "Policies sold": "12",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Barley (0091)",
            "Total liability": "$2,494,807",
            "Policies sold": "463",
            "Loss ratio": "35.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$1,967,564",
            "Policies sold": "27",
            "Loss ratio": "20.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Peaches (0034)",
            "Total liability": "$383,745",
            "Policies sold": "8",
            "Loss ratio": "373.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Sweet Corn (0042)",
            "Total liability": "$382,103",
            "Policies sold": "85",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Green Peas (0064)",
            "Total liability": "$254,456",
            "Policies sold": "60",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Grain Sorghum (0051)",
            "Total liability": "$30,286",
            "Policies sold": "378",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Cucumbers (0132)",
            "Total liability": "$0",
            "Policies sold": "15",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Processing Beans (0046)",
            "Total liability": "$0",
            "Policies sold": "106",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 15,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$0",
            "Policies sold": "11",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}