---
title: Crop insurance — Maryland (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Maryland (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Maryland (2026): 7,911 policies sold, $110,941,752 total liability, $6,801,204 total premium, $416,738 indemnities paid, loss ratio 6.1%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Maryland had 7,911 crop insurance policies sold in 2026 across 15 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 7,911 crop insurance policies sold in Maryland (MD) for 2026, covering 15 commodities across 24 counties. Total liability covered: $110,941,752. Total premium: $6,801,204 (including $4,775,154 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MD, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Maryland for 2026: $6,801,204 total, $4,775,154 subsidized

**DERIVED.** Atlas Commons sums $6,801,204 in total premium and $4,775,154 in government subsidy for crop insurance in Maryland for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state MD, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Maryland for 2026: $416,738

**DERIVED.** Atlas Commons sums $416,738 in crop insurance indemnities (claims paid) in Maryland for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 43 of 7,911 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state MD, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Maryland crop insurance loss ratio for 2026: 6.1%

**DERIVED.** Atlas Commons computes Maryland's crop insurance loss ratio for 2026 as 6.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MD, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### All Other Crops is the largest crop insurance commodity in Maryland by liability (2026): $49,262,478

**DERIVED.** By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Maryland for 2026 with $49,262,478 in liability across 323 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state MD, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Maryland (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/md.jsonld`

## Data

### Maryland — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 7,911 | AGGREGATED |
| Policies indemnified | 43 | AGGREGATED |
| Total liability covered | $110,941,752 | AGGREGATED |
| Total premium | $6,801,204 | AGGREGATED |
| Government subsidy | $4,775,154 | AGGREGATED |
| Indemnities paid | $416,738 | AGGREGATED |
| Loss ratio | 6.1% | AGGREGATED |
| Commodities insured | 15 | AGGREGATED |
| Counties with coverage | 24 | AGGREGATED |

### Maryland — top 15 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| All Other Crops (9999) | $49,262,478 | 323 | 17.8% |
| Wheat (0011) | $21,399,695 | 1,096 | 1.5% |
| Corn (0041) | $19,836,177 | 2,819 | 0.0% |
| Soybeans (0081) | $9,005,804 | 2,504 | 0.3% |
| Potatoes (0084) | $3,132,670 | 4 | 0.0% |
| Apples (0054) | $2,791,967 | 12 | 0.0% |
| Barley (0091) | $2,494,807 | 463 | 35.8% |
| Pasture,Rangeland,Forage (0088) | $1,967,564 | 27 | 20.8% |
| Peaches (0034) | $383,745 | 8 | 373.0% |
| Sweet Corn (0042) | $382,103 | 85 | 0.0% |
| Green Peas (0064) | $254,456 | 60 | 0.0% |
| Grain Sorghum (0051) | $30,286 | 378 | 0.0% |
| Cucumbers (0132) | $0 | 15 | — |
| Processing Beans (0046) | $0 | 106 | — |
| Oats (0016) | $0 | 11 | — |