# Crop insurance — Michigan (2026) — USDA RMA Summary of Business — context brief

USDA RMA crop insurance for Michigan (2026): 44,802 policies sold, $712,946,968 total liability, $100,289,705 total premium, $354,734 indemnities paid, loss ratio 0.3%. Top crop: Apples. Atlas Commons aggregation over USDA RMA SoB. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Michigan had 44,802 crop insurance policies sold in 2026 across 25 commodities** — RECORDED · USDA Risk Management Agency Summary of Business (https://www.rma.usda.gov/data/sob)
- **Crop insurance premium in Michigan for 2026: $100,289,705 total, $72,328,041 subsidized** — DERIVED · USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) (https://www.rma.usda.gov/data/sob)
- **Crop insurance indemnities paid in Michigan for 2026: $354,734** — DERIVED · USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) (https://www.rma.usda.gov/data/sob)
- **Michigan crop insurance loss ratio for 2026: 0.3%** — DERIVED · USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) (https://www.rma.usda.gov/data/sob)
- **Apples is the largest crop insurance commodity in Michigan by liability (2026): $176,133,385** — DERIVED · USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) (https://www.rma.usda.gov/data/sob)
- **What this crop insurance profile is — and is NOT — for Michigan (2026)** — INTERPRETATION · Coverage Atlas framing (over the USDA RMA sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mi)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mi.jsonld` · anatomy of the research object: see /commons/the-research-object

**Michigan — crop insurance summary (2026)** (9): Policies sold — 44,802 — AGGREGATED; Policies indemnified — 52 — AGGREGATED; Total liability covered — $712,946,968 — AGGREGATED…
**Michigan — top 25 crops by liability (2026)** (25): Apples (0054) — $176,133,385 — 592 — 0.0%; Corn (0041) — $134,931,966 — 15,361 — 0.1%; Wheat (0011) — $114,907,984 — 7,435 — 1.7%…