---
title: Crop insurance — Minnesota (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Minnesota (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Minnesota (2026): 208,194 policies sold, $3,093,608,230 total liability, $285,239,531 total premium, $3,203,623 indemnities paid, loss ratio 1.1%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Minnesota had 208,194 crop insurance policies sold in 2026 across 28 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 208,194 crop insurance policies sold in Minnesota (MN) for 2026, covering 28 commodities across 85 counties. Total liability covered: $3,093,608,230. Total premium: $285,239,531 (including $198,133,901 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MN, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Minnesota for 2026: $285,239,531 total, $198,133,901 subsidized

**DERIVED.** Atlas Commons sums $285,239,531 in total premium and $198,133,901 in government subsidy for crop insurance in Minnesota for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state MN, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Minnesota for 2026: $3,203,623

**DERIVED.** Atlas Commons sums $3,203,623 in crop insurance indemnities (claims paid) in Minnesota for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,193 of 208,194 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state MN, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Minnesota crop insurance loss ratio for 2026: 1.1%

**DERIVED.** Atlas Commons computes Minnesota's crop insurance loss ratio for 2026 as 1.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MN, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Minnesota by liability (2026): $1,795,391,908

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Minnesota for 2026 with $1,795,391,908 in liability across 76,911 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state MN, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Minnesota (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn.jsonld`

## Data

### Minnesota — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 208,194 | AGGREGATED |
| Policies indemnified | 1,193 | AGGREGATED |
| Total liability covered | $3,093,608,230 | AGGREGATED |
| Total premium | $285,239,531 | AGGREGATED |
| Government subsidy | $198,133,901 | AGGREGATED |
| Indemnities paid | $3,203,623 | AGGREGATED |
| Loss ratio | 1.1% | AGGREGATED |
| Commodities insured | 28 | AGGREGATED |
| Counties with coverage | 85 | AGGREGATED |

### Minnesota — top 28 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $1,795,391,908 | 76,911 | 0.0% |
| Soybeans (0081) | $960,368,234 | 75,562 | 0.1% |
| Sugar Beets (0039) | $95,467,620 | 6,455 | 3.5% |
| Wheat (0011) | $66,805,068 | 16,404 | 0.1% |
| Pasture,Rangeland,Forage (0088) | $41,079,624 | 1,422 | 32.4% |
| All Other Crops (9999) | $28,745,910 | 544 | 10.8% |
| Forage Production (0033) | $24,954,125 | 749 | 7.0% |
| Canola (0015) | $13,286,250 | 2,272 | 0.6% |
| Green Peas (0064) | $12,650,076 | 1,694 | 0.0% |
| Dry Beans (0047) | $12,406,248 | 5,115 | 0.0% |
| Sweet Corn (0042) | $11,504,172 | 2,036 | 0.0% |
| Sunflowers (0078) | $6,415,759 | 4,281 | 0.0% |
| Apples (0054) | $5,851,064 | 11 | 0.0% |
| Apiculture (1191) | $5,595,193 | 101 | 25.5% |
| Potatoes (0084) | $3,121,396 | 338 | 0.0% |
| Nursery (NVS) (1010) | $2,402,249 | 4 | 0.0% |
| Oats (0016) | $2,153,844 | 6,072 | 0.0% |
| Grass Seed (0102) | $1,900,364 | 251 | 0.0% |
| Rye (0094) | $1,544,708 | 185 | 0.0% |
| Forage Seeding (0032) | $970,179 | 2,438 | 18.5% |
| Barley (0091) | $763,041 | 4,224 | 0.0% |
| Dry Peas (0067) | $185,894 | 273 | 0.0% |
| Processing Beans (0046) | $34,508 | 98 | 0.0% |
| Flax (0031) | $10,796 | 601 | 0.0% |
| Cultivated Wild Rice (0055) | $0 | 14 | — |
| Hybrid Corn Seed (0062) | $0 | 92 | — |
| Hemp (1218) | $0 | 37 | — |
| Buckwheat (0114) | $0 | 10 | — |