name = "Crop insurance — Minnesota (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Minnesota (2026): 208,194 policies sold, $3,093,608,230 total liability, $285,239,531 total premium, $3,203,623 indemnities paid, loss ratio 1.1%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn/state-identity"
warrant = "RECORDED"
name = "Minnesota had 208,194 crop insurance policies sold in 2026 across 28 commodities"
text = "The USDA Risk Management Agency Summary of Business records 208,194 crop insurance policies sold in Minnesota (MN) for 2026, covering 28 commodities across 85 counties. Total liability covered: $3,093,608,230. Total premium: $285,239,531 (including $198,133,901 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MN, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Minnesota for 2026: $285,239,531 total, $198,133,901 subsidized"
text = "Atlas Commons sums $285,239,531 in total premium and $198,133,901 in government subsidy for crop insurance in Minnesota for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state MN, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Minnesota for 2026: $3,203,623"
text = "Atlas Commons sums $3,203,623 in crop insurance indemnities (claims paid) in Minnesota for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,193 of 208,194 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state MN, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn/loss-ratio"
warrant = "DERIVED"
name = "Minnesota crop insurance loss ratio for 2026: 1.1%"
text = "Atlas Commons computes Minnesota's crop insurance loss ratio for 2026 as 1.1% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MN, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Minnesota by liability (2026): $1,795,391,908"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Minnesota for 2026 with $1,795,391,908 in liability across 76,911 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state MN, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Minnesota (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mn"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "208,194"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "1,193"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$3,093,608,230"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$285,239,531"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$198,133,901"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$3,203,623"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "1.1%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "28"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "85"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$1,795,391,908"
Policies_sold = "76,911"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$960,368,234"
Policies_sold = "75,562"
Loss_ratio = "0.1%"

[[top-commodities]]
Commodity = "Sugar Beets (0039)"
Total_liability = "$95,467,620"
Policies_sold = "6,455"
Loss_ratio = "3.5%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$66,805,068"
Policies_sold = "16,404"
Loss_ratio = "0.1%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$41,079,624"
Policies_sold = "1,422"
Loss_ratio = "32.4%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$28,745,910"
Policies_sold = "544"
Loss_ratio = "10.8%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$24,954,125"
Policies_sold = "749"
Loss_ratio = "7.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$13,286,250"
Policies_sold = "2,272"
Loss_ratio = "0.6%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$12,650,076"
Policies_sold = "1,694"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$12,406,248"
Policies_sold = "5,115"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sweet Corn (0042)"
Total_liability = "$11,504,172"
Policies_sold = "2,036"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sunflowers (0078)"
Total_liability = "$6,415,759"
Policies_sold = "4,281"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$5,851,064"
Policies_sold = "11"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$5,595,193"
Policies_sold = "101"
Loss_ratio = "25.5%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$3,121,396"
Policies_sold = "338"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Nursery (NVS) (1010)"
Total_liability = "$2,402,249"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$2,153,844"
Policies_sold = "6,072"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grass Seed (0102)"
Total_liability = "$1,900,364"
Policies_sold = "251"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Rye (0094)"
Total_liability = "$1,544,708"
Policies_sold = "185"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$970,179"
Policies_sold = "2,438"
Loss_ratio = "18.5%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$763,041"
Policies_sold = "4,224"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Peas (0067)"
Total_liability = "$185,894"
Policies_sold = "273"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$34,508"
Policies_sold = "98"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Flax (0031)"
Total_liability = "$10,796"
Policies_sold = "601"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cultivated Wild Rice (0055)"
Total_liability = "$0"
Policies_sold = "14"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hybrid Corn Seed (0062)"
Total_liability = "$0"
Policies_sold = "92"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hemp (1218)"
Total_liability = "$0"
Policies_sold = "37"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Buckwheat (0114)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"
