---
title: Crop insurance — Missouri (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Missouri (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Missouri (2026): 113,167 policies sold, $899,160,801 total liability, $101,743,779 total premium, $6,374,653 indemnities paid, loss ratio 6.3%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Missouri had 113,167 crop insurance policies sold in 2026 across 16 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 113,167 crop insurance policies sold in Missouri (MO) for 2026, covering 16 commodities across 112 counties. Total liability covered: $899,160,801. Total premium: $101,743,779 (including $71,068,924 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MO, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Missouri for 2026: $101,743,779 total, $71,068,924 subsidized

**DERIVED.** Atlas Commons sums $101,743,779 in total premium and $71,068,924 in government subsidy for crop insurance in Missouri for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state MO, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Missouri for 2026: $6,374,653

**DERIVED.** Atlas Commons sums $6,374,653 in crop insurance indemnities (claims paid) in Missouri for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,782 of 113,167 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state MO, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Missouri crop insurance loss ratio for 2026: 6.3%

**DERIVED.** Atlas Commons computes Missouri's crop insurance loss ratio for 2026 as 6.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MO, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Missouri by liability (2026): $329,148,666

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Missouri for 2026 with $329,148,666 in liability across 41,164 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state MO, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Missouri (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo.jsonld`

## Data

### Missouri — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 113,167 | AGGREGATED |
| Policies indemnified | 1,782 | AGGREGATED |
| Total liability covered | $899,160,801 | AGGREGATED |
| Total premium | $101,743,779 | AGGREGATED |
| Government subsidy | $71,068,924 | AGGREGATED |
| Indemnities paid | $6,374,653 | AGGREGATED |
| Loss ratio | 6.3% | AGGREGATED |
| Commodities insured | 16 | AGGREGATED |
| Counties with coverage | 112 | AGGREGATED |

### Missouri — top 16 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $329,148,666 | 41,164 | 0.5% |
| Soybeans (0081) | $312,201,759 | 41,662 | 0.6% |
| Wheat (0011) | $102,429,811 | 13,798 | 12.1% |
| Pasture,Rangeland,Forage (0088) | $87,725,661 | 2,684 | 27.1% |
| All Other Crops (9999) | $35,757,841 | 448 | 17.4% |
| Cotton (0021) | $15,760,093 | 2,338 | 0.0% |
| Potatoes (0084) | $12,424,485 | 9 | 0.0% |
| Apples (0054) | $2,371,838 | 12 | 0.0% |
| Rice (0018) | $1,034,406 | 1,949 | 0.0% |
| Grain Sorghum (0051) | $244,659 | 8,488 | 0.0% |
| Popcorn (0043) | $60,254 | 383 | 0.0% |
| Oats (0016) | $1,328 | 41 | 0.0% |
| Burley Tobacco (0231) | $0 | 18 | — |
| Dry Beans (0047) | $0 | 5 | — |
| Peanuts (0075) | $0 | 158 | — |
| Barley (0091) | $0 | 10 | — |