name = "Crop insurance — Missouri (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Missouri (2026): 113,167 policies sold, $899,160,801 total liability, $101,743,779 total premium, $6,374,653 indemnities paid, loss ratio 6.3%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo/state-identity"
warrant = "RECORDED"
name = "Missouri had 113,167 crop insurance policies sold in 2026 across 16 commodities"
text = "The USDA Risk Management Agency Summary of Business records 113,167 crop insurance policies sold in Missouri (MO) for 2026, covering 16 commodities across 112 counties. Total liability covered: $899,160,801. Total premium: $101,743,779 (including $71,068,924 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state MO, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Missouri for 2026: $101,743,779 total, $71,068,924 subsidized"
text = "Atlas Commons sums $101,743,779 in total premium and $71,068,924 in government subsidy for crop insurance in Missouri for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state MO, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Missouri for 2026: $6,374,653"
text = "Atlas Commons sums $6,374,653 in crop insurance indemnities (claims paid) in Missouri for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,782 of 113,167 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state MO, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo/loss-ratio"
warrant = "DERIVED"
name = "Missouri crop insurance loss ratio for 2026: 6.3%"
text = "Atlas Commons computes Missouri's crop insurance loss ratio for 2026 as 6.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state MO, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Missouri by liability (2026): $329,148,666"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Missouri for 2026 with $329,148,666 in liability across 41,164 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state MO, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Missouri (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/mo"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "113,167"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "1,782"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$899,160,801"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$101,743,779"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$71,068,924"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$6,374,653"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "6.3%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "16"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "112"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$329,148,666"
Policies_sold = "41,164"
Loss_ratio = "0.5%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$312,201,759"
Policies_sold = "41,662"
Loss_ratio = "0.6%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$102,429,811"
Policies_sold = "13,798"
Loss_ratio = "12.1%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$87,725,661"
Policies_sold = "2,684"
Loss_ratio = "27.1%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$35,757,841"
Policies_sold = "448"
Loss_ratio = "17.4%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$15,760,093"
Policies_sold = "2,338"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$12,424,485"
Policies_sold = "9"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$2,371,838"
Policies_sold = "12"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Rice (0018)"
Total_liability = "$1,034,406"
Policies_sold = "1,949"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$244,659"
Policies_sold = "8,488"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Popcorn (0043)"
Total_liability = "$60,254"
Policies_sold = "383"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$1,328"
Policies_sold = "41"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Burley Tobacco (0231)"
Total_liability = "$0"
Policies_sold = "18"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "5"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$0"
Policies_sold = "158"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"
