---
title: Crop insurance — Nebraska (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Nebraska (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Nebraska (2026): 217,144 policies sold, $2,810,077,503 total liability, $306,277,751 total premium, $67,310,789 indemnities paid, loss ratio 22.0%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Nebraska had 217,144 crop insurance policies sold in 2026 across 22 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 217,144 crop insurance policies sold in Nebraska (NE) for 2026, covering 22 commodities across 93 counties. Total liability covered: $2,810,077,503. Total premium: $306,277,751 (including $201,125,634 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NE, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Nebraska for 2026: $306,277,751 total, $201,125,634 subsidized

**DERIVED.** Atlas Commons sums $306,277,751 in total premium and $201,125,634 in government subsidy for crop insurance in Nebraska for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state NE, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Nebraska for 2026: $67,310,789

**DERIVED.** Atlas Commons sums $67,310,789 in crop insurance indemnities (claims paid) in Nebraska for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,345 of 217,144 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state NE, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Nebraska crop insurance loss ratio for 2026: 22.0%

**DERIVED.** Atlas Commons computes Nebraska's crop insurance loss ratio for 2026 as 22.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NE, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Nebraska by liability (2026): $1,565,593,682

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Nebraska for 2026 with $1,565,593,682 in liability across 78,347 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state NE, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Nebraska (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ne
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ne.jsonld`

## Data

### Nebraska — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 217,144 | AGGREGATED |
| Policies indemnified | 5,345 | AGGREGATED |
| Total liability covered | $2,810,077,503 | AGGREGATED |
| Total premium | $306,277,751 | AGGREGATED |
| Government subsidy | $201,125,634 | AGGREGATED |
| Indemnities paid | $67,310,789 | AGGREGATED |
| Loss ratio | 22.0% | AGGREGATED |
| Commodities insured | 22 | AGGREGATED |
| Counties with coverage | 93 | AGGREGATED |

### Nebraska — top 22 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $1,565,593,682 | 78,347 | 0.0% |
| Soybeans (0081) | $644,602,516 | 69,490 | 0.3% |
| Pasture,Rangeland,Forage (0088) | $346,563,210 | 6,659 | 68.3% |
| Wheat (0011) | $174,194,693 | 14,432 | 64.3% |
| All Other Crops (9999) | $29,660,677 | 305 | 81.8% |
| Sugar Beets (0039) | $15,496,128 | 1,363 | 5.4% |
| Popcorn (0043) | $9,227,009 | 2,843 | 0.0% |
| Annual Forage (0332) | $8,437,915 | 369 | 138.6% |
| Hybrid Corn Seed (0062) | $5,373,729 | 2,662 | 0.0% |
| Dry Beans (0047) | $4,807,649 | 3,760 | 0.0% |
| Grain Sorghum (0051) | $2,304,179 | 20,917 | 0.0% |
| Triticale (0158) | $1,475,559 | 270 | 44.7% |
| Apiculture (1191) | $735,220 | 18 | 138.0% |
| Oats (0016) | $497,286 | 4,322 | 15.6% |
| Forage Production (0033) | $283,092 | 10 | 0.0% |
| Dry Peas (0067) | $257,075 | 1,863 | 0.0% |
| Sunflowers (0078) | $253,631 | 4,602 | 0.0% |
| Forage Seeding (0032) | $213,277 | 328 | 72.8% |
| Rye (0094) | $52,080 | 56 | 0.0% |
| Millet (0017) | $38,177 | 3,695 | 0.0% |
| Barley (0091) | $10,719 | 580 | 0.0% |
| Potatoes (0084) | $0 | 253 | — |