name = "Crop insurance — New Hampshire (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for New Hampshire (2026): 90 policies sold, $4,044,419 total liability, $554,646 total premium, $23,215 indemnities paid, loss ratio 4.2%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh/state-identity"
warrant = "RECORDED"
name = "New Hampshire had 90 crop insurance policies sold in 2026 across 1 commodities"
text = "The USDA Risk Management Agency Summary of Business records 90 crop insurance policies sold in New Hampshire (NH) for 2026, covering 1 commodities across 9 counties. Total liability covered: $4,044,419. Total premium: $554,646 (including $386,177 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NH, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in New Hampshire for 2026: $554,646 total, $386,177 subsidized"
text = "Atlas Commons sums $554,646 in total premium and $386,177 in government subsidy for crop insurance in New Hampshire for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state NH, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in New Hampshire for 2026: $23,215"
text = "Atlas Commons sums $23,215 in crop insurance indemnities (claims paid) in New Hampshire for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 8 of 90 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state NH, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh/loss-ratio"
warrant = "DERIVED"
name = "New Hampshire crop insurance loss ratio for 2026: 4.2%"
text = "Atlas Commons computes New Hampshire's crop insurance loss ratio for 2026 as 4.2% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NH, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh/top-commodity"
warrant = "DERIVED"
name = "All Other Crops is the largest crop insurance commodity in New Hampshire by liability (2026): $4,044,419"
text = "By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in New Hampshire for 2026 with $4,044,419 in liability across 90 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state NH, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for New Hampshire (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nh"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "90"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "8"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$4,044,419"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$554,646"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$386,177"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$23,215"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "4.2%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "1"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "9"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$4,044,419"
Policies_sold = "90"
Loss_ratio = "4.2%"
