---
title: Crop insurance — New Jersey (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — New Jersey (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for New Jersey (2026): 1,885 policies sold, $60,075,169 total liability, $4,657,856 total premium, $3,879,305 indemnities paid, loss ratio 83.3%. Top crop: Blueberries. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### New Jersey had 1,885 crop insurance policies sold in 2026 across 13 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 1,885 crop insurance policies sold in New Jersey (NJ) for 2026, covering 13 commodities across 16 counties. Total liability covered: $60,075,169. Total premium: $4,657,856 (including $3,491,615 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NJ, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in New Jersey for 2026: $4,657,856 total, $3,491,615 subsidized

**DERIVED.** Atlas Commons sums $4,657,856 in total premium and $3,491,615 in government subsidy for crop insurance in New Jersey for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state NJ, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in New Jersey for 2026: $3,879,305

**DERIVED.** Atlas Commons sums $3,879,305 in crop insurance indemnities (claims paid) in New Jersey for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 18 of 1,885 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state NJ, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### New Jersey crop insurance loss ratio for 2026: 83.3%

**DERIVED.** Atlas Commons computes New Jersey's crop insurance loss ratio for 2026 as 83.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NJ, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Blueberries is the largest crop insurance commodity in New Jersey by liability (2026): $32,481,786

**DERIVED.** By total liability covered, Blueberries (USDA commodity code 0012) is the largest crop insurance commodity in New Jersey for 2026 with $32,481,786 in liability across 106 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state NJ, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for New Jersey (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nj
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nj.jsonld`

## Data

### New Jersey — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 1,885 | AGGREGATED |
| Policies indemnified | 18 | AGGREGATED |
| Total liability covered | $60,075,169 | AGGREGATED |
| Total premium | $4,657,856 | AGGREGATED |
| Government subsidy | $3,491,615 | AGGREGATED |
| Indemnities paid | $3,879,305 | AGGREGATED |
| Loss ratio | 83.3% | AGGREGATED |
| Commodities insured | 13 | AGGREGATED |
| Counties with coverage | 16 | AGGREGATED |

### New Jersey — top 13 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Blueberries (0012) | $32,481,786 | 106 | 0.0% |
| All Other Crops (9999) | $10,903,013 | 445 | 11.5% |
| Peaches (0034) | $7,790,695 | 17 | 762.2% |
| Wheat (0011) | $3,021,080 | 140 | 13.2% |
| Corn (0041) | $2,538,236 | 550 | 0.0% |
| Cranberries (0058) | $1,911,347 | 10 | 0.0% |
| Soybeans (0081) | $1,421,475 | 567 | 0.0% |
| Barley (0091) | $6,220 | 8 | 0.0% |
| Oats (0016) | $1,317 | 10 | 0.0% |
| Grain Sorghum (0051) | $0 | 12 | — |
| Peppers (0083) | $0 | 5 | — |
| Processing Beans (0046) | $0 | 5 | — |
| Sweet Corn (0042) | $0 | 10 | — |