name = "Crop insurance — New Mexico (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for New Mexico (2026): 9,084 policies sold, $663,680,434 total liability, $146,467,249 total premium, $78,635,541 indemnities paid, loss ratio 53.7%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm/state-identity"
warrant = "RECORDED"
name = "New Mexico had 9,084 crop insurance policies sold in 2026 across 19 commodities"
text = "The USDA Risk Management Agency Summary of Business records 9,084 crop insurance policies sold in New Mexico (NM) for 2026, covering 19 commodities across 32 counties. Total liability covered: $663,680,434. Total premium: $146,467,249 (including $78,609,114 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NM, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in New Mexico for 2026: $146,467,249 total, $78,609,114 subsidized"
text = "Atlas Commons sums $146,467,249 in total premium and $78,609,114 in government subsidy for crop insurance in New Mexico for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state NM, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in New Mexico for 2026: $78,635,541"
text = "Atlas Commons sums $78,635,541 in crop insurance indemnities (claims paid) in New Mexico for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 2,080 of 9,084 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state NM, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm/loss-ratio"
warrant = "DERIVED"
name = "New Mexico crop insurance loss ratio for 2026: 53.7%"
text = "Atlas Commons computes New Mexico's crop insurance loss ratio for 2026 as 53.7% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NM, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm/top-commodity"
warrant = "DERIVED"
name = "Pasture,Rangeland,Forage is the largest crop insurance commodity in New Mexico by liability (2026): $401,757,969"
text = "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in New Mexico for 2026 with $401,757,969 in liability across 2,097 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state NM, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for New Mexico (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nm"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "9,084"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "2,080"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$663,680,434"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$146,467,249"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$78,609,114"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$78,635,541"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "53.7%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "19"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "32"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$401,757,969"
Policies_sold = "2,097"
Loss_ratio = "41.8%"

[[top-commodities]]
Commodity = "Pecans (0020)"
Total_liability = "$138,778,879"
Policies_sold = "282"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Annual Forage (0332)"
Total_liability = "$79,805,343"
Policies_sold = "871"
Loss_ratio = "121.3%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$27,416,867"
Policies_sold = "175"
Loss_ratio = "39.4%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$5,326,327"
Policies_sold = "901"
Loss_ratio = "83.5%"

[[top-commodities]]
Commodity = "Cotton Ex Long Staple (0022)"
Total_liability = "$3,819,245"
Policies_sold = "63"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$3,484,071"
Policies_sold = "936"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$2,047,402"
Policies_sold = "1,003"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$428,503"
Policies_sold = "424"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$365,836"
Policies_sold = "1,111"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$241,920"
Policies_sold = "75"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pistachios (0470)"
Total_liability = "$185,554"
Policies_sold = "5"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$21,573"
Policies_sold = "172"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$945"
Policies_sold = "278"
Loss_ratio = "134.8%"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "147"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hemp (1218)"
Total_liability = "$0"
Policies_sold = "7"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$0"
Policies_sold = "56"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Silage Sorghum (0059)"
Total_liability = "$0"
Policies_sold = "424"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hybrid Sorghum Seed (0050)"
Total_liability = "$0"
Policies_sold = "57"
Loss_ratio = "—"
