---
title: Crop insurance — Nevada (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Nevada (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Nevada (2026): 958 policies sold, $514,426,749 total liability, $139,589,227 total premium, $19,357,319 indemnities paid, loss ratio 13.9%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Nevada had 958 crop insurance policies sold in 2026 across 10 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 958 crop insurance policies sold in Nevada (NV) for 2026, covering 10 commodities across 16 counties. Total liability covered: $514,426,749. Total premium: $139,589,227 (including $74,152,812 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NV, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Nevada for 2026: $139,589,227 total, $74,152,812 subsidized

**DERIVED.** Atlas Commons sums $139,589,227 in total premium and $74,152,812 in government subsidy for crop insurance in Nevada for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state NV, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Nevada for 2026: $19,357,319

**DERIVED.** Atlas Commons sums $19,357,319 in crop insurance indemnities (claims paid) in Nevada for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 388 of 958 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state NV, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Nevada crop insurance loss ratio for 2026: 13.9%

**DERIVED.** Atlas Commons computes Nevada's crop insurance loss ratio for 2026 as 13.9% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NV, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Pasture,Rangeland,Forage is the largest crop insurance commodity in Nevada by liability (2026): $446,829,006

**DERIVED.** By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Nevada for 2026 with $446,829,006 in liability across 576 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state NV, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Nevada (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv.jsonld`

## Data

### Nevada — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 958 | AGGREGATED |
| Policies indemnified | 388 | AGGREGATED |
| Total liability covered | $514,426,749 | AGGREGATED |
| Total premium | $139,589,227 | AGGREGATED |
| Government subsidy | $74,152,812 | AGGREGATED |
| Indemnities paid | $19,357,319 | AGGREGATED |
| Loss ratio | 13.9% | AGGREGATED |
| Commodities insured | 10 | AGGREGATED |
| Counties with coverage | 16 | AGGREGATED |

### Nevada — top 10 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Pasture,Rangeland,Forage (0088) | $446,829,006 | 576 | 14.3% |
| All Other Crops (9999) | $29,341,625 | 94 | 12.8% |
| Whole Farm Revenue Protection (0076) | $16,661,874 | 4 | 0.0% |
| Forage Production (0033) | $8,926,074 | 81 | 0.0% |
| Apiculture (1191) | $5,892,507 | 55 | 32.1% |
| Wheat (0011) | $3,713,549 | 73 | 0.9% |
| Corn (0041) | $2,391,024 | 27 | 0.0% |
| Forage Seeding (0032) | $438,502 | 37 | 0.0% |
| Alfalfa Seed (0107) | $232,588 | 6 | 0.0% |
| Triticale (0158) | $0 | 5 | — |