name = "Crop insurance — Nevada (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Nevada (2026): 958 policies sold, $514,426,749 total liability, $139,589,227 total premium, $19,357,319 indemnities paid, loss ratio 13.9%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv/state-identity"
warrant = "RECORDED"
name = "Nevada had 958 crop insurance policies sold in 2026 across 10 commodities"
text = "The USDA Risk Management Agency Summary of Business records 958 crop insurance policies sold in Nevada (NV) for 2026, covering 10 commodities across 16 counties. Total liability covered: $514,426,749. Total premium: $139,589,227 (including $74,152,812 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NV, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Nevada for 2026: $139,589,227 total, $74,152,812 subsidized"
text = "Atlas Commons sums $139,589,227 in total premium and $74,152,812 in government subsidy for crop insurance in Nevada for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state NV, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Nevada for 2026: $19,357,319"
text = "Atlas Commons sums $19,357,319 in crop insurance indemnities (claims paid) in Nevada for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 388 of 958 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state NV, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv/loss-ratio"
warrant = "DERIVED"
name = "Nevada crop insurance loss ratio for 2026: 13.9%"
text = "Atlas Commons computes Nevada's crop insurance loss ratio for 2026 as 13.9% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NV, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv/top-commodity"
warrant = "DERIVED"
name = "Pasture,Rangeland,Forage is the largest crop insurance commodity in Nevada by liability (2026): $446,829,006"
text = "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Nevada for 2026 with $446,829,006 in liability across 576 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state NV, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Nevada (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/nv"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "958"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "388"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$514,426,749"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$139,589,227"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$74,152,812"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$19,357,319"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "13.9%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "10"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "16"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$446,829,006"
Policies_sold = "576"
Loss_ratio = "14.3%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$29,341,625"
Policies_sold = "94"
Loss_ratio = "12.8%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$16,661,874"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$8,926,074"
Policies_sold = "81"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$5,892,507"
Policies_sold = "55"
Loss_ratio = "32.1%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$3,713,549"
Policies_sold = "73"
Loss_ratio = "0.9%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$2,391,024"
Policies_sold = "27"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$438,502"
Policies_sold = "37"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Alfalfa Seed (0107)"
Total_liability = "$232,588"
Policies_sold = "6"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$0"
Policies_sold = "5"
Loss_ratio = "—"
