---
title: Crop insurance — New York (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — New York (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for New York (2026): 9,014 policies sold, $371,745,903 total liability, $49,404,172 total premium, $1,638,878 indemnities paid, loss ratio 3.3%. Top crop: Apples. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### New York had 9,014 crop insurance policies sold in 2026 across 21 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 9,014 crop insurance policies sold in New York (NY) for 2026, covering 21 commodities across 50 counties. Total liability covered: $371,745,903. Total premium: $49,404,172 (including $33,397,680 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state NY, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in New York for 2026: $49,404,172 total, $33,397,680 subsidized

**DERIVED.** Atlas Commons sums $49,404,172 in total premium and $33,397,680 in government subsidy for crop insurance in New York for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state NY, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in New York for 2026: $1,638,878

**DERIVED.** Atlas Commons sums $1,638,878 in crop insurance indemnities (claims paid) in New York for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 238 of 9,014 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state NY, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### New York crop insurance loss ratio for 2026: 3.3%

**DERIVED.** Atlas Commons computes New York's crop insurance loss ratio for 2026 as 3.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state NY, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Apples is the largest crop insurance commodity in New York by liability (2026): $199,070,314

**DERIVED.** By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in New York for 2026 with $199,070,314 in liability across 306 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state NY, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for New York (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ny
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ny.jsonld`

## Data

### New York — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 9,014 | AGGREGATED |
| Policies indemnified | 238 | AGGREGATED |
| Total liability covered | $371,745,903 | AGGREGATED |
| Total premium | $49,404,172 | AGGREGATED |
| Government subsidy | $33,397,680 | AGGREGATED |
| Indemnities paid | $1,638,878 | AGGREGATED |
| Loss ratio | 3.3% | AGGREGATED |
| Commodities insured | 21 | AGGREGATED |
| Counties with coverage | 50 | AGGREGATED |

### New York — top 21 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Apples (0054) | $199,070,314 | 306 | 0.0% |
| Grapes (0053) | $45,753,872 | 296 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $38,357,688 | 353 | 32.6% |
| Wheat (0011) | $22,636,346 | 1,052 | 0.6% |
| Onions (0013) | $19,885,317 | 89 | 0.0% |
| All Other Crops (9999) | $17,432,582 | 679 | 2.4% |
| Corn (0041) | $9,983,645 | 2,928 | 0.0% |
| Green Peas (0064) | $7,504,689 | 212 | 0.0% |
| Soybeans (0081) | $3,837,410 | 2,245 | 0.0% |
| Apiculture (1191) | $2,891,005 | 26 | 55.9% |
| Whole Farm Revenue Protection (0076) | $2,245,194 | 6 | 0.0% |
| Peaches (0034) | $1,094,886 | 37 | 0.0% |
| Cherries (0057) | $629,423 | 4 | 0.0% |
| Potatoes (0084) | $253,471 | 79 | 0.0% |
| Forage Seeding (0032) | $86,494 | 9 | 391.0% |
| Barley (0091) | $55,574 | 39 | 0.0% |
| Oats (0016) | $27,993 | 242 | 0.0% |
| Processing Beans (0046) | $0 | 178 | — |
| Dry Beans (0047) | $0 | 94 | — |
| Sweet Corn (0042) | $0 | 122 | — |
| Cabbage (0072) | $0 | 18 | — |