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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh.jsonld",
  "@type": "schema:Dataset",
  "name": "Crop insurance — Ohio (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Ohio (2026): 91,757 policies sold, $827,820,967 total liability, $72,183,089 total premium, $1,353,762 indemnities paid, loss ratio 1.9%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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  "temporalCoverage": "2026",
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    "name": "USDA Risk Management Agency Summary of Business",
    "url": "https://www.rma.usda.gov/data/sob"
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  "about": {
    "@type": "schema:Place",
    "name": "Ohio",
    "identifier": "OH",
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh/state-identity",
      "@type": "schema:Claim",
      "name": "Ohio had 91,757 crop insurance policies sold in 2026 across 13 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 91,757 crop insurance policies sold in Ohio (OH) for 2026, covering 13 commodities across 88 counties. Total liability covered: $827,820,967. Total premium: $72,183,089 (including $51,303,373 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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        "value": "91,757 policies, $827,820,967 liability (Ohio, 2026)",
        "adjudicator": {
          "name": "USDA Risk Management Agency Summary of Business",
          "url": "https://www.rma.usda.gov/data/sob"
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      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state OH, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Ohio for 2026: $72,183,089 total, $51,303,373 subsidized",
      "text": "Atlas Commons sums $72,183,089 in total premium and $51,303,373 in government subsidy for crop insurance in Ohio for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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      "grounding": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$72,183,089 total premium, $51,303,373 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state OH, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh/indemnity-payout",
      "@type": "schema:Claim",
      "name": "Crop insurance indemnities paid in Ohio for 2026: $1,353,762",
      "text": "Atlas Commons sums $1,353,762 in crop insurance indemnities (claims paid) in Ohio for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 300 of 91,757 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
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        "value": "$1,353,762 indemnities paid, 300 policies indemnified (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all indemnity_amount values for state OH, year 2026 from the USDA RMA SoB. Falsified if the total differs."
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      "name": "Ohio crop insurance loss ratio for 2026: 1.9%",
      "text": "Atlas Commons computes Ohio's crop insurance loss ratio for 2026 as 1.9% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
        "occurred": true,
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        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "1.9% loss ratio (Ohio, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state OH, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh/top-commodity",
      "@type": "schema:Claim",
      "name": "Corn is the largest crop insurance commodity in Ohio by liability (2026): $306,557,779",
      "text": "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Ohio for 2026 with $306,557,779 in liability across 39,042 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
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      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "Corn: $306,557,779 liability, 39,042 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state OH, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Ohio (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
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      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the USDA RMA sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Ohio — crop insurance summary (2026)",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "91,757",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "300",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$827,820,967",
            "Warrant": "AGGREGATED"
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        {
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          "position": 4,
          "item": {
            "Metric": "Total premium",
            "Value": "$72,183,089",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$51,303,373",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$1,353,762",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "1.9%",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "13",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "88",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Ohio — top 13 crops by liability (2026)",
      "numberOfItems": 13,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$306,557,779",
            "Policies sold": "39,042",
            "Loss ratio": "0.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$304,153,228",
            "Policies sold": "38,725",
            "Loss ratio": "1.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$107,638,982",
            "Policies sold": "12,190",
            "Loss ratio": "0.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$79,149,551",
            "Policies sold": "725",
            "Loss ratio": "8.6%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$30,002,708",
            "Policies sold": "674",
            "Loss ratio": "12.7%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Grapes (0053)",
            "Total liability": "$170,847",
            "Policies sold": "5",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Barley (0091)",
            "Total liability": "$95,280",
            "Policies sold": "39",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Popcorn (0043)",
            "Total liability": "$38,512",
            "Policies sold": "234",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$14,080",
            "Policies sold": "5",
            "Loss ratio": "85.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Burley Tobacco (0231)",
            "Total liability": "$0",
            "Policies sold": "20",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Tomatoes (0087)",
            "Total liability": "$0",
            "Policies sold": "23",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$0",
            "Policies sold": "71",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Cabbage (0072)",
            "Total liability": "$0",
            "Policies sold": "4",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}