---
title: Crop insurance — Ohio (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Ohio (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Ohio (2026): 91,757 policies sold, $827,820,967 total liability, $72,183,089 total premium, $1,353,762 indemnities paid, loss ratio 1.9%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Ohio had 91,757 crop insurance policies sold in 2026 across 13 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 91,757 crop insurance policies sold in Ohio (OH) for 2026, covering 13 commodities across 88 counties. Total liability covered: $827,820,967. Total premium: $72,183,089 (including $51,303,373 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state OH, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Ohio for 2026: $72,183,089 total, $51,303,373 subsidized

**DERIVED.** Atlas Commons sums $72,183,089 in total premium and $51,303,373 in government subsidy for crop insurance in Ohio for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state OH, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Ohio for 2026: $1,353,762

**DERIVED.** Atlas Commons sums $1,353,762 in crop insurance indemnities (claims paid) in Ohio for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 300 of 91,757 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state OH, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Ohio crop insurance loss ratio for 2026: 1.9%

**DERIVED.** Atlas Commons computes Ohio's crop insurance loss ratio for 2026 as 1.9% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state OH, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Ohio by liability (2026): $306,557,779

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Ohio for 2026 with $306,557,779 in liability across 39,042 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state OH, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Ohio (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/oh.jsonld`

## Data

### Ohio — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 91,757 | AGGREGATED |
| Policies indemnified | 300 | AGGREGATED |
| Total liability covered | $827,820,967 | AGGREGATED |
| Total premium | $72,183,089 | AGGREGATED |
| Government subsidy | $51,303,373 | AGGREGATED |
| Indemnities paid | $1,353,762 | AGGREGATED |
| Loss ratio | 1.9% | AGGREGATED |
| Commodities insured | 13 | AGGREGATED |
| Counties with coverage | 88 | AGGREGATED |

### Ohio — top 13 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $306,557,779 | 39,042 | 0.8% |
| Soybeans (0081) | $304,153,228 | 38,725 | 1.8% |
| Wheat (0011) | $107,638,982 | 12,190 | 0.2% |
| All Other Crops (9999) | $79,149,551 | 725 | 8.6% |
| Pasture,Rangeland,Forage (0088) | $30,002,708 | 674 | 12.7% |
| Grapes (0053) | $170,847 | 5 | 0.0% |
| Barley (0091) | $95,280 | 39 | 0.0% |
| Popcorn (0043) | $38,512 | 234 | 0.0% |
| Apiculture (1191) | $14,080 | 5 | 85.0% |
| Burley Tobacco (0231) | $0 | 20 | — |
| Tomatoes (0087) | $0 | 23 | — |
| Oats (0016) | $0 | 71 | — |
| Cabbage (0072) | $0 | 4 | — |