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  "@type": "schema:Dataset",
  "name": "Crop insurance — Oklahoma (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Oklahoma (2026): 51,978 policies sold, $813,633,433 total liability, $175,459,527 total premium, $132,904,376 indemnities paid, loss ratio 75.8%. Top crop: Wheat. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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  "temporalCoverage": "2026",
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    "name": "USDA Risk Management Agency Summary of Business",
    "url": "https://www.rma.usda.gov/data/sob"
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  "about": {
    "@type": "schema:Place",
    "name": "Oklahoma",
    "identifier": "OK",
    "schema:containedInPlace": {
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/state-identity",
      "@type": "schema:Claim",
      "name": "Oklahoma had 51,978 crop insurance policies sold in 2026 across 20 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 51,978 crop insurance policies sold in Oklahoma (OK) for 2026, covering 20 commodities across 77 counties. Total liability covered: $813,633,433. Total premium: $175,459,527 (including $110,549,071 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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        "value": "51,978 policies, $813,633,433 liability (Oklahoma, 2026)",
        "adjudicator": {
          "name": "USDA Risk Management Agency Summary of Business",
          "url": "https://www.rma.usda.gov/data/sob"
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      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state OK, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
    },
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Oklahoma for 2026: $175,459,527 total, $110,549,071 subsidized",
      "text": "Atlas Commons sums $175,459,527 in total premium and $110,549,071 in government subsidy for crop insurance in Oklahoma for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
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      "grounding": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$175,459,527 total premium, $110,549,071 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state OK, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/indemnity-payout",
      "@type": "schema:Claim",
      "name": "Crop insurance indemnities paid in Oklahoma for 2026: $132,904,376",
      "text": "Atlas Commons sums $132,904,376 in crop insurance indemnities (claims paid) in Oklahoma for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,563 of 51,978 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
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        "value": "$132,904,376 indemnities paid, 5,563 policies indemnified (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all indemnity_amount values for state OK, year 2026 from the USDA RMA SoB. Falsified if the total differs."
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      "name": "Oklahoma crop insurance loss ratio for 2026: 75.8%",
      "text": "Atlas Commons computes Oklahoma's crop insurance loss ratio for 2026 as 75.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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        "occurred": true,
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        "adjudged": false,
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        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "75.8% loss ratio (Oklahoma, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state OK, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
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      "@type": "schema:Claim",
      "name": "Wheat is the largest crop insurance commodity in Oklahoma by liability (2026): $396,168,422",
      "text": "By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Oklahoma for 2026 with $396,168,422 in liability across 13,823 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
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      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "Wheat: $396,168,422 liability, 13,823 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state OK, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Oklahoma (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
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      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the USDA RMA sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Oklahoma — crop insurance summary (2026)",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "51,978",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "5,563",
            "Warrant": "AGGREGATED"
          }
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        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$813,633,433",
            "Warrant": "AGGREGATED"
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        {
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          "position": 4,
          "item": {
            "Metric": "Total premium",
            "Value": "$175,459,527",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$110,549,071",
            "Warrant": "AGGREGATED"
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          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$132,904,376",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "75.8%",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "20",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "77",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Oklahoma — top 20 crops by liability (2026)",
      "numberOfItems": 20,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$396,168,422",
            "Policies sold": "13,823",
            "Loss ratio": "58.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$178,242,908",
            "Policies sold": "3,134",
            "Loss ratio": "49.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Annual Forage (0332)",
            "Total liability": "$170,629,007",
            "Policies sold": "2,083",
            "Loss ratio": "146.9%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$47,398,596",
            "Policies sold": "755",
            "Loss ratio": "20.6%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$8,869,360",
            "Policies sold": "6,210",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Canola (0015)",
            "Total liability": "$3,675,222",
            "Policies sold": "1,508",
            "Loss ratio": "28.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Cotton (0021)",
            "Total liability": "$2,234,827",
            "Policies sold": "7,190",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Rye (0094)",
            "Total liability": "$1,685,619",
            "Policies sold": "153",
            "Loss ratio": "16.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$1,566,473",
            "Policies sold": "5,784",
            "Loss ratio": "1.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Grain Sorghum (0051)",
            "Total liability": "$1,124,618",
            "Policies sold": "7,979",
            "Loss ratio": "1.1%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Pecans (0020)",
            "Total liability": "$824,011",
            "Policies sold": "9",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Triticale (0158)",
            "Total liability": "$580,987",
            "Policies sold": "277",
            "Loss ratio": "21.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$431,890",
            "Policies sold": "5",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$85,571",
            "Policies sold": "378",
            "Loss ratio": "30.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 15,
          "item": {
            "Commodity": "Barley (0091)",
            "Total liability": "$76,267",
            "Policies sold": "258",
            "Loss ratio": "48.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 16,
          "item": {
            "Commodity": "Peanuts (0075)",
            "Total liability": "$39,655",
            "Policies sold": "482",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 17,
          "item": {
            "Commodity": "Sesame (0396)",
            "Total liability": "$0",
            "Policies sold": "1,287",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 18,
          "item": {
            "Commodity": "Silage Sorghum (0059)",
            "Total liability": "$0",
            "Policies sold": "315",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 19,
          "item": {
            "Commodity": "Hybrid Sorghum Seed (0050)",
            "Total liability": "$0",
            "Policies sold": "25",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 20,
          "item": {
            "Commodity": "Sunflowers (0078)",
            "Total liability": "$0",
            "Policies sold": "323",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}