---
title: Crop insurance — Oklahoma (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Oklahoma (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Oklahoma (2026): 51,978 policies sold, $813,633,433 total liability, $175,459,527 total premium, $132,904,376 indemnities paid, loss ratio 75.8%. Top crop: Wheat. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Oklahoma had 51,978 crop insurance policies sold in 2026 across 20 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 51,978 crop insurance policies sold in Oklahoma (OK) for 2026, covering 20 commodities across 77 counties. Total liability covered: $813,633,433. Total premium: $175,459,527 (including $110,549,071 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state OK, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Oklahoma for 2026: $175,459,527 total, $110,549,071 subsidized

**DERIVED.** Atlas Commons sums $175,459,527 in total premium and $110,549,071 in government subsidy for crop insurance in Oklahoma for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state OK, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Oklahoma for 2026: $132,904,376

**DERIVED.** Atlas Commons sums $132,904,376 in crop insurance indemnities (claims paid) in Oklahoma for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,563 of 51,978 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state OK, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Oklahoma crop insurance loss ratio for 2026: 75.8%

**DERIVED.** Atlas Commons computes Oklahoma's crop insurance loss ratio for 2026 as 75.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state OK, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Wheat is the largest crop insurance commodity in Oklahoma by liability (2026): $396,168,422

**DERIVED.** By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Oklahoma for 2026 with $396,168,422 in liability across 13,823 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state OK, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Oklahoma (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok.jsonld`

## Data

### Oklahoma — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 51,978 | AGGREGATED |
| Policies indemnified | 5,563 | AGGREGATED |
| Total liability covered | $813,633,433 | AGGREGATED |
| Total premium | $175,459,527 | AGGREGATED |
| Government subsidy | $110,549,071 | AGGREGATED |
| Indemnities paid | $132,904,376 | AGGREGATED |
| Loss ratio | 75.8% | AGGREGATED |
| Commodities insured | 20 | AGGREGATED |
| Counties with coverage | 77 | AGGREGATED |

### Oklahoma — top 20 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Wheat (0011) | $396,168,422 | 13,823 | 58.4% |
| Pasture,Rangeland,Forage (0088) | $178,242,908 | 3,134 | 49.5% |
| Annual Forage (0332) | $170,629,007 | 2,083 | 146.9% |
| All Other Crops (9999) | $47,398,596 | 755 | 20.6% |
| Corn (0041) | $8,869,360 | 6,210 | 0.0% |
| Canola (0015) | $3,675,222 | 1,508 | 28.8% |
| Cotton (0021) | $2,234,827 | 7,190 | 0.0% |
| Rye (0094) | $1,685,619 | 153 | 16.2% |
| Soybeans (0081) | $1,566,473 | 5,784 | 1.2% |
| Grain Sorghum (0051) | $1,124,618 | 7,979 | 1.1% |
| Pecans (0020) | $824,011 | 9 | 0.0% |
| Triticale (0158) | $580,987 | 277 | 21.4% |
| Apiculture (1191) | $431,890 | 5 | 0.0% |
| Oats (0016) | $85,571 | 378 | 30.3% |
| Barley (0091) | $76,267 | 258 | 48.4% |
| Peanuts (0075) | $39,655 | 482 | 0.0% |
| Sesame (0396) | $0 | 1,287 | — |
| Silage Sorghum (0059) | $0 | 315 | — |
| Hybrid Sorghum Seed (0050) | $0 | 25 | — |
| Sunflowers (0078) | $0 | 323 | — |