name = "Crop insurance — Oklahoma (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Oklahoma (2026): 51,978 policies sold, $813,633,433 total liability, $175,459,527 total premium, $132,904,376 indemnities paid, loss ratio 75.8%. Top crop: Wheat. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/state-identity"
warrant = "RECORDED"
name = "Oklahoma had 51,978 crop insurance policies sold in 2026 across 20 commodities"
text = "The USDA Risk Management Agency Summary of Business records 51,978 crop insurance policies sold in Oklahoma (OK) for 2026, covering 20 commodities across 77 counties. Total liability covered: $813,633,433. Total premium: $175,459,527 (including $110,549,071 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state OK, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Oklahoma for 2026: $175,459,527 total, $110,549,071 subsidized"
text = "Atlas Commons sums $175,459,527 in total premium and $110,549,071 in government subsidy for crop insurance in Oklahoma for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state OK, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Oklahoma for 2026: $132,904,376"
text = "Atlas Commons sums $132,904,376 in crop insurance indemnities (claims paid) in Oklahoma for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,563 of 51,978 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state OK, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/loss-ratio"
warrant = "DERIVED"
name = "Oklahoma crop insurance loss ratio for 2026: 75.8%"
text = "Atlas Commons computes Oklahoma's crop insurance loss ratio for 2026 as 75.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state OK, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/top-commodity"
warrant = "DERIVED"
name = "Wheat is the largest crop insurance commodity in Oklahoma by liability (2026): $396,168,422"
text = "By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Oklahoma for 2026 with $396,168,422 in liability across 13,823 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state OK, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Oklahoma (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ok"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "51,978"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "5,563"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$813,633,433"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$175,459,527"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$110,549,071"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$132,904,376"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "75.8%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "20"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "77"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$396,168,422"
Policies_sold = "13,823"
Loss_ratio = "58.4%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$178,242,908"
Policies_sold = "3,134"
Loss_ratio = "49.5%"

[[top-commodities]]
Commodity = "Annual Forage (0332)"
Total_liability = "$170,629,007"
Policies_sold = "2,083"
Loss_ratio = "146.9%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$47,398,596"
Policies_sold = "755"
Loss_ratio = "20.6%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$8,869,360"
Policies_sold = "6,210"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$3,675,222"
Policies_sold = "1,508"
Loss_ratio = "28.8%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$2,234,827"
Policies_sold = "7,190"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Rye (0094)"
Total_liability = "$1,685,619"
Policies_sold = "153"
Loss_ratio = "16.2%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$1,566,473"
Policies_sold = "5,784"
Loss_ratio = "1.2%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$1,124,618"
Policies_sold = "7,979"
Loss_ratio = "1.1%"

[[top-commodities]]
Commodity = "Pecans (0020)"
Total_liability = "$824,011"
Policies_sold = "9"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$580,987"
Policies_sold = "277"
Loss_ratio = "21.4%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$431,890"
Policies_sold = "5"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$85,571"
Policies_sold = "378"
Loss_ratio = "30.3%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$76,267"
Policies_sold = "258"
Loss_ratio = "48.4%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$39,655"
Policies_sold = "482"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sesame (0396)"
Total_liability = "$0"
Policies_sold = "1,287"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Silage Sorghum (0059)"
Total_liability = "$0"
Policies_sold = "315"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hybrid Sorghum Seed (0050)"
Total_liability = "$0"
Policies_sold = "25"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Sunflowers (0078)"
Total_liability = "$0"
Policies_sold = "323"
Loss_ratio = "—"
