name = "Crop insurance — Oregon (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Oregon (2026): 9,710 policies sold, $1,458,168,900 total liability, $170,805,116 total premium, $7,455,878 indemnities paid, loss ratio 4.4%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or/state-identity"
warrant = "RECORDED"
name = "Oregon had 9,710 crop insurance policies sold in 2026 across 35 commodities"
text = "The USDA Risk Management Agency Summary of Business records 9,710 crop insurance policies sold in Oregon (OR) for 2026, covering 35 commodities across 37 counties. Total liability covered: $1,458,168,900. Total premium: $170,805,116 (including $98,833,944 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state OR, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Oregon for 2026: $170,805,116 total, $98,833,944 subsidized"
text = "Atlas Commons sums $170,805,116 in total premium and $98,833,944 in government subsidy for crop insurance in Oregon for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state OR, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Oregon for 2026: $7,455,878"
text = "Atlas Commons sums $7,455,878 in crop insurance indemnities (claims paid) in Oregon for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 929 of 9,710 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state OR, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or/loss-ratio"
warrant = "DERIVED"
name = "Oregon crop insurance loss ratio for 2026: 4.4%"
text = "Atlas Commons computes Oregon's crop insurance loss ratio for 2026 as 4.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state OR, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or/top-commodity"
warrant = "DERIVED"
name = "Pasture,Rangeland,Forage is the largest crop insurance commodity in Oregon by liability (2026): $433,303,717"
text = "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Oregon for 2026 with $433,303,717 in liability across 1,650 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state OR, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Oregon (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/or"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "9,710"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "929"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$1,458,168,900"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$170,805,116"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$98,833,944"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$7,455,878"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "4.4%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "35"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "37"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$433,303,717"
Policies_sold = "1,650"
Loss_ratio = "6.8%"

[[top-commodities]]
Commodity = "Nursery (NVS) (1010)"
Total_liability = "$244,141,559"
Policies_sold = "22"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$184,446,526"
Policies_sold = "3,471"
Loss_ratio = "0.4%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$172,916,362"
Policies_sold = "115"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$111,675,471"
Policies_sold = "318"
Loss_ratio = "1.6%"

[[top-commodities]]
Commodity = "Grapes (0053)"
Total_liability = "$93,855,560"
Policies_sold = "366"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pears (0089)"
Total_liability = "$61,489,681"
Policies_sold = "96"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cherries (0057)"
Total_liability = "$55,652,144"
Policies_sold = "151"
Loss_ratio = "1.4%"

[[top-commodities]]
Commodity = "Blueberries (0012)"
Total_liability = "$23,900,785"
Policies_sold = "36"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$17,088,434"
Policies_sold = "174"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$16,613,004"
Policies_sold = "48"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$11,307,801"
Policies_sold = "243"
Loss_ratio = "6.2%"

[[top-commodities]]
Commodity = "Grapevine (0270)"
Total_liability = "$9,643,450"
Policies_sold = "8"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hybrid Vegetable Seed (0066)"
Total_liability = "$8,593,811"
Policies_sold = "40"
Loss_ratio = "3.4%"

[[top-commodities]]
Commodity = "Cranberries (0058)"
Total_liability = "$5,577,009"
Policies_sold = "34"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$1,561,053"
Policies_sold = "354"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$1,034,570"
Policies_sold = "298"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$957,236"
Policies_sold = "168"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$890,202"
Policies_sold = "30"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$699,561"
Policies_sold = "1,238"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Mint (0074)"
Total_liability = "$579,864"
Policies_sold = "11"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Peas (0067)"
Total_liability = "$557,501"
Policies_sold = "364"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Plums (0092)"
Total_liability = "$502,886"
Policies_sold = "10"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grass Seed (0102)"
Total_liability = "$408,495"
Policies_sold = "23"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Alfalfa Seed (0107)"
Total_liability = "$311,642"
Policies_sold = "9"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$241,547"
Policies_sold = "79"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$142,694"
Policies_sold = "84"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hybrid Sweet Corn Seed (0093)"
Total_liability = "$76,335"
Policies_sold = "16"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$0"
Policies_sold = "62"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "56"
Loss_ratio = "—"
