---
title: Crop insurance — Pennsylvania (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Pennsylvania (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Pennsylvania (2026): 15,255 policies sold, $174,784,933 total liability, $32,036,492 total premium, $1,256,819 indemnities paid, loss ratio 3.9%. Top crop: Apples. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Pennsylvania had 15,255 crop insurance policies sold in 2026 across 19 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 15,255 crop insurance policies sold in Pennsylvania (PA) for 2026, covering 19 commodities across 65 counties. Total liability covered: $174,784,933. Total premium: $32,036,492 (including $21,286,973 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state PA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Pennsylvania for 2026: $32,036,492 total, $21,286,973 subsidized

**DERIVED.** Atlas Commons sums $32,036,492 in total premium and $21,286,973 in government subsidy for crop insurance in Pennsylvania for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state PA, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Pennsylvania for 2026: $1,256,819

**DERIVED.** Atlas Commons sums $1,256,819 in crop insurance indemnities (claims paid) in Pennsylvania for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 240 of 15,255 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state PA, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Pennsylvania crop insurance loss ratio for 2026: 3.9%

**DERIVED.** Atlas Commons computes Pennsylvania's crop insurance loss ratio for 2026 as 3.9% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state PA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Apples is the largest crop insurance commodity in Pennsylvania by liability (2026): $51,543,204

**DERIVED.** By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in Pennsylvania for 2026 with $51,543,204 in liability across 137 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state PA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Pennsylvania (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/pa
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/pa.jsonld`

## Data

### Pennsylvania — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 15,255 | AGGREGATED |
| Policies indemnified | 240 | AGGREGATED |
| Total liability covered | $174,784,933 | AGGREGATED |
| Total premium | $32,036,492 | AGGREGATED |
| Government subsidy | $21,286,973 | AGGREGATED |
| Indemnities paid | $1,256,819 | AGGREGATED |
| Loss ratio | 3.9% | AGGREGATED |
| Commodities insured | 19 | AGGREGATED |
| Counties with coverage | 65 | AGGREGATED |

### Pennsylvania — top 19 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Apples (0054) | $51,543,204 | 137 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $46,845,346 | 766 | 11.4% |
| Wheat (0011) | $18,724,329 | 1,238 | 1.0% |
| Grapes (0053) | $18,304,031 | 100 | 0.0% |
| All Other Crops (9999) | $18,045,202 | 864 | 13.1% |
| Corn (0041) | $12,249,174 | 6,240 | 0.0% |
| Soybeans (0081) | $4,457,942 | 5,037 | 0.0% |
| Peaches (0034) | $3,827,764 | 68 | 107.5% |
| Barley (0091) | $616,566 | 203 | 0.0% |
| Pears (0089) | $103,368 | 5 | 0.0% |
| Forage Seeding (0032) | $35,562 | 39 | 0.0% |
| Oats (0016) | $25,483 | 338 | 0.0% |
| Grain Sorghum (0051) | $6,962 | 100 | 0.0% |
| Processing Beans (0046) | $0 | 62 | — |
| Potatoes (0084) | $0 | 24 | — |
| Fresh Market Sweet Corn (0044) | $0 | 21 | — |
| Forage Production (0033) | $0 | 4 | — |
| Cigar Filler Tobacco (0234) | $0 | 5 | — |
| Fresh Market Tomatoes (0086) | $0 | 4 | — |