---
title: Crop insurance — South Carolina (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — South Carolina (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for South Carolina (2026): 21,964 policies sold, $193,067,578 total liability, $49,992,874 total premium, $2,720,892 indemnities paid, loss ratio 5.4%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### South Carolina had 21,964 crop insurance policies sold in 2026 across 16 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 21,964 crop insurance policies sold in South Carolina (SC) for 2026, covering 16 commodities across 44 counties. Total liability covered: $193,067,578. Total premium: $49,992,874 (including $33,847,006 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state SC, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in South Carolina for 2026: $49,992,874 total, $33,847,006 subsidized

**DERIVED.** Atlas Commons sums $49,992,874 in total premium and $33,847,006 in government subsidy for crop insurance in South Carolina for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state SC, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in South Carolina for 2026: $2,720,892

**DERIVED.** Atlas Commons sums $2,720,892 in crop insurance indemnities (claims paid) in South Carolina for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 286 of 21,964 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state SC, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### South Carolina crop insurance loss ratio for 2026: 5.4%

**DERIVED.** Atlas Commons computes South Carolina's crop insurance loss ratio for 2026 as 5.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state SC, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### All Other Crops is the largest crop insurance commodity in South Carolina by liability (2026): $121,095,847

**DERIVED.** By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in South Carolina for 2026 with $121,095,847 in liability across 1,284 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state SC, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for South Carolina (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc.jsonld`

## Data

### South Carolina — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 21,964 | AGGREGATED |
| Policies indemnified | 286 | AGGREGATED |
| Total liability covered | $193,067,578 | AGGREGATED |
| Total premium | $49,992,874 | AGGREGATED |
| Government subsidy | $33,847,006 | AGGREGATED |
| Indemnities paid | $2,720,892 | AGGREGATED |
| Loss ratio | 5.4% | AGGREGATED |
| Commodities insured | 16 | AGGREGATED |
| Counties with coverage | 44 | AGGREGATED |

### South Carolina — top 16 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| All Other Crops (9999) | $121,095,847 | 1,284 | 4.0% |
| Peaches (0034) | $36,546,497 | 116 | 0.0% |
| Wheat (0011) | $11,175,609 | 1,825 | 27.8% |
| Pasture,Rangeland,Forage (0088) | $6,018,564 | 137 | 103.9% |
| Corn (0041) | $5,931,491 | 5,214 | 3.3% |
| Fresh Market Tomatoes (0086) | $3,792,708 | 144 | 0.0% |
| Cotton (0021) | $2,827,811 | 3,548 | 0.0% |
| Soybeans (0081) | $1,830,716 | 4,989 | 0.3% |
| Peanuts (0075) | $1,333,605 | 2,465 | 0.0% |
| Apiculture (1191) | $1,100,029 | 28 | 174.4% |
| Oats (0016) | $704,063 | 273 | 47.2% |
| Flue Cured Tobacco (0229) | $598,139 | 577 | 0.0% |
| Grain Sorghum (0051) | $112,499 | 1,313 | 0.0% |
| Rye (0094) | $0 | 8 | — |
| Peppers (0083) | $0 | 37 | — |
| Canola (0015) | $0 | 6 | — |