name = "Crop insurance — South Carolina (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for South Carolina (2026): 21,964 policies sold, $193,067,578 total liability, $49,992,874 total premium, $2,720,892 indemnities paid, loss ratio 5.4%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc/state-identity"
warrant = "RECORDED"
name = "South Carolina had 21,964 crop insurance policies sold in 2026 across 16 commodities"
text = "The USDA Risk Management Agency Summary of Business records 21,964 crop insurance policies sold in South Carolina (SC) for 2026, covering 16 commodities across 44 counties. Total liability covered: $193,067,578. Total premium: $49,992,874 (including $33,847,006 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state SC, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in South Carolina for 2026: $49,992,874 total, $33,847,006 subsidized"
text = "Atlas Commons sums $49,992,874 in total premium and $33,847,006 in government subsidy for crop insurance in South Carolina for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state SC, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in South Carolina for 2026: $2,720,892"
text = "Atlas Commons sums $2,720,892 in crop insurance indemnities (claims paid) in South Carolina for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 286 of 21,964 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state SC, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc/loss-ratio"
warrant = "DERIVED"
name = "South Carolina crop insurance loss ratio for 2026: 5.4%"
text = "Atlas Commons computes South Carolina's crop insurance loss ratio for 2026 as 5.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state SC, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc/top-commodity"
warrant = "DERIVED"
name = "All Other Crops is the largest crop insurance commodity in South Carolina by liability (2026): $121,095,847"
text = "By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in South Carolina for 2026 with $121,095,847 in liability across 1,284 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state SC, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for South Carolina (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sc"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "21,964"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "286"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$193,067,578"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$49,992,874"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$33,847,006"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$2,720,892"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "5.4%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "16"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "44"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$121,095,847"
Policies_sold = "1,284"
Loss_ratio = "4.0%"

[[top-commodities]]
Commodity = "Peaches (0034)"
Total_liability = "$36,546,497"
Policies_sold = "116"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$11,175,609"
Policies_sold = "1,825"
Loss_ratio = "27.8%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$6,018,564"
Policies_sold = "137"
Loss_ratio = "103.9%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$5,931,491"
Policies_sold = "5,214"
Loss_ratio = "3.3%"

[[top-commodities]]
Commodity = "Fresh Market Tomatoes (0086)"
Total_liability = "$3,792,708"
Policies_sold = "144"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$2,827,811"
Policies_sold = "3,548"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$1,830,716"
Policies_sold = "4,989"
Loss_ratio = "0.3%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$1,333,605"
Policies_sold = "2,465"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$1,100,029"
Policies_sold = "28"
Loss_ratio = "174.4%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$704,063"
Policies_sold = "273"
Loss_ratio = "47.2%"

[[top-commodities]]
Commodity = "Flue Cured Tobacco (0229)"
Total_liability = "$598,139"
Policies_sold = "577"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$112,499"
Policies_sold = "1,313"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Rye (0094)"
Total_liability = "$0"
Policies_sold = "8"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Peppers (0083)"
Total_liability = "$0"
Policies_sold = "37"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$0"
Policies_sold = "6"
Loss_ratio = "—"
