---
title: Crop insurance — South Dakota (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — South Dakota (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for South Dakota (2026): 164,505 policies sold, $1,985,447,284 total liability, $307,983,835 total premium, $55,999,326 indemnities paid, loss ratio 18.2%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### South Dakota had 164,505 crop insurance policies sold in 2026 across 24 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 164,505 crop insurance policies sold in South Dakota (SD) for 2026, covering 24 commodities across 66 counties. Total liability covered: $1,985,447,284. Total premium: $307,983,835 (including $215,910,741 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state SD, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in South Dakota for 2026: $307,983,835 total, $215,910,741 subsidized

**DERIVED.** Atlas Commons sums $307,983,835 in total premium and $215,910,741 in government subsidy for crop insurance in South Dakota for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state SD, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in South Dakota for 2026: $55,999,326

**DERIVED.** Atlas Commons sums $55,999,326 in crop insurance indemnities (claims paid) in South Dakota for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,687 of 164,505 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state SD, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### South Dakota crop insurance loss ratio for 2026: 18.2%

**DERIVED.** Atlas Commons computes South Dakota's crop insurance loss ratio for 2026 as 18.2% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state SD, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in South Dakota by liability (2026): $852,030,532

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in South Dakota for 2026 with $852,030,532 in liability across 45,151 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state SD, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for South Dakota (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd.jsonld`

## Data

### South Dakota — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 164,505 | AGGREGATED |
| Policies indemnified | 5,687 | AGGREGATED |
| Total liability covered | $1,985,447,284 | AGGREGATED |
| Total premium | $307,983,835 | AGGREGATED |
| Government subsidy | $215,910,741 | AGGREGATED |
| Indemnities paid | $55,999,326 | AGGREGATED |
| Loss ratio | 18.2% | AGGREGATED |
| Commodities insured | 24 | AGGREGATED |
| Counties with coverage | 66 | AGGREGATED |

### South Dakota — top 24 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $852,030,532 | 45,151 | 0.1% |
| Soybeans (0081) | $512,305,155 | 43,487 | 0.4% |
| Pasture,Rangeland,Forage (0088) | $375,819,773 | 6,780 | 70.8% |
| Wheat (0011) | $144,195,643 | 19,610 | 5.0% |
| Forage Production (0033) | $45,833,917 | 2,300 | 3.2% |
| Sunflowers (0078) | $18,519,449 | 10,315 | 0.0% |
| Apiculture (1191) | $13,781,327 | 161 | 50.8% |
| All Other Crops (9999) | $8,740,609 | 253 | 53.1% |
| Oats (0016) | $5,298,558 | 11,660 | 0.0% |
| Annual Forage (0332) | $2,682,760 | 474 | 90.4% |
| Grain Sorghum (0051) | $2,252,703 | 6,739 | 2.5% |
| Rye (0094) | $1,249,389 | 1,158 | 18.8% |
| Forage Seeding (0032) | $1,196,635 | 4,524 | 18.8% |
| Dry Beans (0047) | $487,382 | 416 | 7.6% |
| Popcorn (0043) | $463,810 | 19 | 0.0% |
| Barley (0091) | $193,225 | 3,978 | 0.0% |
| Safflower (0049) | $190,808 | 585 | 0.0% |
| Canola (0015) | $96,185 | 153 | 0.0% |
| Triticale (0158) | $55,468 | 45 | 0.0% |
| Flax (0031) | $30,782 | 1,396 | 0.0% |
| Millet (0017) | $14,010 | 3,088 | 0.0% |
| Hemp (1218) | $9,164 | 4 | 0.0% |
| Dry Peas (0067) | $0 | 2,177 | — |
| Hybrid Corn Seed (0062) | $0 | 32 | — |