name = "Crop insurance — South Dakota (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for South Dakota (2026): 164,505 policies sold, $1,985,447,284 total liability, $307,983,835 total premium, $55,999,326 indemnities paid, loss ratio 18.2%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd/state-identity"
warrant = "RECORDED"
name = "South Dakota had 164,505 crop insurance policies sold in 2026 across 24 commodities"
text = "The USDA Risk Management Agency Summary of Business records 164,505 crop insurance policies sold in South Dakota (SD) for 2026, covering 24 commodities across 66 counties. Total liability covered: $1,985,447,284. Total premium: $307,983,835 (including $215,910,741 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state SD, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in South Dakota for 2026: $307,983,835 total, $215,910,741 subsidized"
text = "Atlas Commons sums $307,983,835 in total premium and $215,910,741 in government subsidy for crop insurance in South Dakota for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state SD, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in South Dakota for 2026: $55,999,326"
text = "Atlas Commons sums $55,999,326 in crop insurance indemnities (claims paid) in South Dakota for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 5,687 of 164,505 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state SD, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd/loss-ratio"
warrant = "DERIVED"
name = "South Dakota crop insurance loss ratio for 2026: 18.2%"
text = "Atlas Commons computes South Dakota's crop insurance loss ratio for 2026 as 18.2% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state SD, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in South Dakota by liability (2026): $852,030,532"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in South Dakota for 2026 with $852,030,532 in liability across 45,151 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state SD, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for South Dakota (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/sd"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "164,505"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "5,687"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$1,985,447,284"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$307,983,835"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$215,910,741"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$55,999,326"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "18.2%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "24"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "66"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$852,030,532"
Policies_sold = "45,151"
Loss_ratio = "0.1%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$512,305,155"
Policies_sold = "43,487"
Loss_ratio = "0.4%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$375,819,773"
Policies_sold = "6,780"
Loss_ratio = "70.8%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$144,195,643"
Policies_sold = "19,610"
Loss_ratio = "5.0%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$45,833,917"
Policies_sold = "2,300"
Loss_ratio = "3.2%"

[[top-commodities]]
Commodity = "Sunflowers (0078)"
Total_liability = "$18,519,449"
Policies_sold = "10,315"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$13,781,327"
Policies_sold = "161"
Loss_ratio = "50.8%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$8,740,609"
Policies_sold = "253"
Loss_ratio = "53.1%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$5,298,558"
Policies_sold = "11,660"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Annual Forage (0332)"
Total_liability = "$2,682,760"
Policies_sold = "474"
Loss_ratio = "90.4%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$2,252,703"
Policies_sold = "6,739"
Loss_ratio = "2.5%"

[[top-commodities]]
Commodity = "Rye (0094)"
Total_liability = "$1,249,389"
Policies_sold = "1,158"
Loss_ratio = "18.8%"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$1,196,635"
Policies_sold = "4,524"
Loss_ratio = "18.8%"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$487,382"
Policies_sold = "416"
Loss_ratio = "7.6%"

[[top-commodities]]
Commodity = "Popcorn (0043)"
Total_liability = "$463,810"
Policies_sold = "19"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$193,225"
Policies_sold = "3,978"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Safflower (0049)"
Total_liability = "$190,808"
Policies_sold = "585"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$96,185"
Policies_sold = "153"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$55,468"
Policies_sold = "45"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Flax (0031)"
Total_liability = "$30,782"
Policies_sold = "1,396"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Millet (0017)"
Total_liability = "$14,010"
Policies_sold = "3,088"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hemp (1218)"
Total_liability = "$9,164"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Peas (0067)"
Total_liability = "$0"
Policies_sold = "2,177"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hybrid Corn Seed (0062)"
Total_liability = "$0"
Policies_sold = "32"
Loss_ratio = "—"
