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  "name": "Crop insurance — Texas (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Texas (2026): 280,456 policies sold, $4,227,697,548 total liability, $978,987,799 total premium, $695,046,649 indemnities paid, loss ratio 71.0%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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    "name": "Texas",
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      "@type": "schema:Claim",
      "name": "Texas had 280,456 crop insurance policies sold in 2026 across 41 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 280,456 crop insurance policies sold in Texas (TX) for 2026, covering 41 commodities across 253 counties. Total liability covered: $4,227,697,548. Total premium: $978,987,799 (including $603,772,329 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Texas for 2026: $978,987,799 total, $603,772,329 subsidized",
      "text": "Atlas Commons sums $978,987,799 in total premium and $603,772,329 in government subsidy for crop insurance in Texas for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
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        "value": "$978,987,799 total premium, $603,772,329 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state TX, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
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      "name": "Crop insurance indemnities paid in Texas for 2026: $695,046,649",
      "text": "Atlas Commons sums $695,046,649 in crop insurance indemnities (claims paid) in Texas for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 25,258 of 280,456 policies received an indemnity payment.",
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      "name": "Texas crop insurance loss ratio for 2026: 71.0%",
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        "value": "71.0% loss ratio (Texas, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state TX, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
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      "@type": "schema:Claim",
      "name": "Pasture,Rangeland,Forage is the largest crop insurance commodity in Texas by liability (2026): $1,166,014,594",
      "text": "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Texas for 2026 with $1,166,014,594 in liability across 17,651 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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        "value": "Pasture,Rangeland,Forage: $1,166,014,594 liability, 17,651 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state TX, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Texas (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
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      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
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        "adjudged": false,
        "operative": true
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      "grounding": {
        "groundingType": "Interpretation",
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        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
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  ],
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      "name": "Texas — crop insurance summary (2026)",
      "numberOfItems": 9,
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          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "280,456",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "25,258",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Total liability covered",
            "Value": "$4,227,697,548",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Total premium",
            "Value": "$978,987,799",
            "Warrant": "AGGREGATED"
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          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$603,772,329",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Indemnities paid",
            "Value": "$695,046,649",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Loss ratio",
            "Value": "71.0%",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "41",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "253",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
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      "name": "Texas — top 30 crops by liability (2026)",
      "numberOfItems": 30,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$1,166,014,594",
            "Policies sold": "17,651",
            "Loss ratio": "46.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Annual Forage (0332)",
            "Total liability": "$1,153,450,425",
            "Policies sold": "15,997",
            "Loss ratio": "138.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Cotton (0021)",
            "Total liability": "$509,095,505",
            "Policies sold": "70,489",
            "Loss ratio": "16.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$362,201,494",
            "Policies sold": "31,500",
            "Loss ratio": "76.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$298,848,365",
            "Policies sold": "31,961",
            "Loss ratio": "2.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$232,996,212",
            "Policies sold": "1,433",
            "Loss ratio": "36.9%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Grain Sorghum (0051)",
            "Total liability": "$149,999,112",
            "Policies sold": "45,319",
            "Loss ratio": "1.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Grapefruit Trees (0208)",
            "Total liability": "$95,997,798",
            "Policies sold": "149",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Orange Trees (0207)",
            "Total liability": "$74,679,847",
            "Policies sold": "129",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Pecans (0020)",
            "Total liability": "$38,048,823",
            "Policies sold": "137",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Onions (0013)",
            "Total liability": "$31,655,885",
            "Policies sold": "274",
            "Loss ratio": "28.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$27,381,064",
            "Policies sold": "406",
            "Loss ratio": "55.5%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Grapefruit (0201)",
            "Total liability": "$17,772,220",
            "Policies sold": "111",
            "Loss ratio": "11.7%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Cotton Ex Long Staple (0022)",
            "Total liability": "$11,923,757",
            "Policies sold": "422",
            "Loss ratio": "10.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 15,
          "item": {
            "Commodity": "Whole Farm Revenue Protection (0076)",
            "Total liability": "$10,939,021",
            "Policies sold": "28",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 16,
          "item": {
            "Commodity": "Rice (0018)",
            "Total liability": "$7,999,674",
            "Policies sold": "2,265",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 17,
          "item": {
            "Commodity": "Oranges (0227)",
            "Total liability": "$7,591,599",
            "Policies sold": "98",
            "Loss ratio": "20.6%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 18,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$5,381,398",
            "Policies sold": "13,599",
            "Loss ratio": "8.7%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 19,
          "item": {
            "Commodity": "Sunflowers (0078)",
            "Total liability": "$5,296,463",
            "Policies sold": "7,428",
            "Loss ratio": "23.6%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 20,
          "item": {
            "Commodity": "Grapes (0053)",
            "Total liability": "$4,808,176",
            "Policies sold": "53",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 21,
          "item": {
            "Commodity": "Cabbage (0072)",
            "Total liability": "$3,472,303",
            "Policies sold": "49",
            "Loss ratio": "75.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 22,
          "item": {
            "Commodity": "Peanuts (0075)",
            "Total liability": "$2,556,190",
            "Policies sold": "9,948",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 23,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$2,322,090",
            "Policies sold": "3,460",
            "Loss ratio": "37.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 24,
          "item": {
            "Commodity": "Potatoes (0084)",
            "Total liability": "$1,444,204",
            "Policies sold": "499",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 25,
          "item": {
            "Commodity": "Triticale (0158)",
            "Total liability": "$1,047,480",
            "Policies sold": "2,840",
            "Loss ratio": "9.1%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 26,
          "item": {
            "Commodity": "Sesame (0396)",
            "Total liability": "$856,236",
            "Policies sold": "6,918",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 27,
          "item": {
            "Commodity": "Peaches (0034)",
            "Total liability": "$810,368",
            "Policies sold": "10",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 28,
          "item": {
            "Commodity": "Hybrid Sorghum Seed (0050)",
            "Total liability": "$670,389",
            "Policies sold": "3,093",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 29,
          "item": {
            "Commodity": "Cucumbers (0132)",
            "Total liability": "$528,051",
            "Policies sold": "76",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 30,
          "item": {
            "Commodity": "Dry Beans (0047)",
            "Total liability": "$465,590",
            "Policies sold": "4,173",
            "Loss ratio": "1.6%"
          }
        }
      ]
    }
  ]
}