name = "Crop insurance — Texas (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Texas (2026): 280,456 policies sold, $4,227,697,548 total liability, $978,987,799 total premium, $695,046,649 indemnities paid, loss ratio 71.0%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/state-identity"
warrant = "RECORDED"
name = "Texas had 280,456 crop insurance policies sold in 2026 across 41 commodities"
text = "The USDA Risk Management Agency Summary of Business records 280,456 crop insurance policies sold in Texas (TX) for 2026, covering 41 commodities across 253 counties. Total liability covered: $4,227,697,548. Total premium: $978,987,799 (including $603,772,329 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state TX, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Texas for 2026: $978,987,799 total, $603,772,329 subsidized"
text = "Atlas Commons sums $978,987,799 in total premium and $603,772,329 in government subsidy for crop insurance in Texas for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state TX, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Texas for 2026: $695,046,649"
text = "Atlas Commons sums $695,046,649 in crop insurance indemnities (claims paid) in Texas for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 25,258 of 280,456 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state TX, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/loss-ratio"
warrant = "DERIVED"
name = "Texas crop insurance loss ratio for 2026: 71.0%"
text = "Atlas Commons computes Texas's crop insurance loss ratio for 2026 as 71.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state TX, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/top-commodity"
warrant = "DERIVED"
name = "Pasture,Rangeland,Forage is the largest crop insurance commodity in Texas by liability (2026): $1,166,014,594"
text = "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Texas for 2026 with $1,166,014,594 in liability across 17,651 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state TX, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Texas (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/tx"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "280,456"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "25,258"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$4,227,697,548"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$978,987,799"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$603,772,329"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$695,046,649"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "71.0%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "41"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "253"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$1,166,014,594"
Policies_sold = "17,651"
Loss_ratio = "46.5%"

[[top-commodities]]
Commodity = "Annual Forage (0332)"
Total_liability = "$1,153,450,425"
Policies_sold = "15,997"
Loss_ratio = "138.2%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$509,095,505"
Policies_sold = "70,489"
Loss_ratio = "16.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$362,201,494"
Policies_sold = "31,500"
Loss_ratio = "76.2%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$298,848,365"
Policies_sold = "31,961"
Loss_ratio = "2.8%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$232,996,212"
Policies_sold = "1,433"
Loss_ratio = "36.9%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$149,999,112"
Policies_sold = "45,319"
Loss_ratio = "1.0%"

[[top-commodities]]
Commodity = "Grapefruit Trees (0208)"
Total_liability = "$95,997,798"
Policies_sold = "149"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Orange Trees (0207)"
Total_liability = "$74,679,847"
Policies_sold = "129"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pecans (0020)"
Total_liability = "$38,048,823"
Policies_sold = "137"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$31,655,885"
Policies_sold = "274"
Loss_ratio = "28.2%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$27,381,064"
Policies_sold = "406"
Loss_ratio = "55.5%"

[[top-commodities]]
Commodity = "Grapefruit (0201)"
Total_liability = "$17,772,220"
Policies_sold = "111"
Loss_ratio = "11.7%"

[[top-commodities]]
Commodity = "Cotton Ex Long Staple (0022)"
Total_liability = "$11,923,757"
Policies_sold = "422"
Loss_ratio = "10.2%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$10,939,021"
Policies_sold = "28"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Rice (0018)"
Total_liability = "$7,999,674"
Policies_sold = "2,265"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oranges (0227)"
Total_liability = "$7,591,599"
Policies_sold = "98"
Loss_ratio = "20.6%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$5,381,398"
Policies_sold = "13,599"
Loss_ratio = "8.7%"

[[top-commodities]]
Commodity = "Sunflowers (0078)"
Total_liability = "$5,296,463"
Policies_sold = "7,428"
Loss_ratio = "23.6%"

[[top-commodities]]
Commodity = "Grapes (0053)"
Total_liability = "$4,808,176"
Policies_sold = "53"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cabbage (0072)"
Total_liability = "$3,472,303"
Policies_sold = "49"
Loss_ratio = "75.8%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$2,556,190"
Policies_sold = "9,948"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$2,322,090"
Policies_sold = "3,460"
Loss_ratio = "37.0%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$1,444,204"
Policies_sold = "499"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$1,047,480"
Policies_sold = "2,840"
Loss_ratio = "9.1%"

[[top-commodities]]
Commodity = "Sesame (0396)"
Total_liability = "$856,236"
Policies_sold = "6,918"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peaches (0034)"
Total_liability = "$810,368"
Policies_sold = "10"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hybrid Sorghum Seed (0050)"
Total_liability = "$670,389"
Policies_sold = "3,093"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cucumbers (0132)"
Total_liability = "$528,051"
Policies_sold = "76"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$465,590"
Policies_sold = "4,173"
Loss_ratio = "1.6%"
