---
title: Crop insurance — Utah (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Utah (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Utah (2026): 2,571 policies sold, $250,037,921 total liability, $55,785,453 total premium, $14,158,351 indemnities paid, loss ratio 25.4%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Utah had 2,571 crop insurance policies sold in 2026 across 16 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 2,571 crop insurance policies sold in Utah (UT) for 2026, covering 16 commodities across 29 counties. Total liability covered: $250,037,921. Total premium: $55,785,453 (including $29,955,159 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state UT, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Utah for 2026: $55,785,453 total, $29,955,159 subsidized

**DERIVED.** Atlas Commons sums $55,785,453 in total premium and $29,955,159 in government subsidy for crop insurance in Utah for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state UT, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Utah for 2026: $14,158,351

**DERIVED.** Atlas Commons sums $14,158,351 in crop insurance indemnities (claims paid) in Utah for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,095 of 2,571 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state UT, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Utah crop insurance loss ratio for 2026: 25.4%

**DERIVED.** Atlas Commons computes Utah's crop insurance loss ratio for 2026 as 25.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state UT, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Pasture,Rangeland,Forage is the largest crop insurance commodity in Utah by liability (2026): $204,845,241

**DERIVED.** By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Utah for 2026 with $204,845,241 in liability across 1,593 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state UT, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Utah (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut.jsonld`

## Data

### Utah — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 2,571 | AGGREGATED |
| Policies indemnified | 1,095 | AGGREGATED |
| Total liability covered | $250,037,921 | AGGREGATED |
| Total premium | $55,785,453 | AGGREGATED |
| Government subsidy | $29,955,159 | AGGREGATED |
| Indemnities paid | $14,158,351 | AGGREGATED |
| Loss ratio | 25.4% | AGGREGATED |
| Commodities insured | 16 | AGGREGATED |
| Counties with coverage | 29 | AGGREGATED |

### Utah — top 16 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Pasture,Rangeland,Forage (0088) | $204,845,241 | 1,593 | 28.1% |
| Wheat (0011) | $10,482,473 | 297 | 4.2% |
| Whole Farm Revenue Protection (0076) | $9,485,606 | 9 | 0.0% |
| All Other Crops (9999) | $6,777,378 | 194 | 10.4% |
| Apiculture (1191) | $6,113,732 | 89 | 14.9% |
| Cherries (0057) | $5,695,827 | 15 | 0.0% |
| Forage Production (0033) | $2,887,765 | 47 | 7.2% |
| Corn (0041) | $1,148,116 | 84 | 0.0% |
| Onions (0013) | $1,016,432 | 8 | 0.0% |
| Apples (0054) | $981,440 | 6 | 0.0% |
| Fresh Freestone Peaches (0223) | $288,434 | 5 | 0.0% |
| Safflower (0049) | $197,582 | 119 | 0.0% |
| Barley (0091) | $105,367 | 60 | 0.0% |
| Forage Seeding (0032) | $12,528 | 4 | 0.0% |
| Oats (0016) | $0 | 17 | — |
| Dry Beans (0047) | $0 | 24 | — |