name = "Crop insurance — Utah (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Utah (2026): 2,571 policies sold, $250,037,921 total liability, $55,785,453 total premium, $14,158,351 indemnities paid, loss ratio 25.4%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut/state-identity"
warrant = "RECORDED"
name = "Utah had 2,571 crop insurance policies sold in 2026 across 16 commodities"
text = "The USDA Risk Management Agency Summary of Business records 2,571 crop insurance policies sold in Utah (UT) for 2026, covering 16 commodities across 29 counties. Total liability covered: $250,037,921. Total premium: $55,785,453 (including $29,955,159 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state UT, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Utah for 2026: $55,785,453 total, $29,955,159 subsidized"
text = "Atlas Commons sums $55,785,453 in total premium and $29,955,159 in government subsidy for crop insurance in Utah for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state UT, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Utah for 2026: $14,158,351"
text = "Atlas Commons sums $14,158,351 in crop insurance indemnities (claims paid) in Utah for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,095 of 2,571 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state UT, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut/loss-ratio"
warrant = "DERIVED"
name = "Utah crop insurance loss ratio for 2026: 25.4%"
text = "Atlas Commons computes Utah's crop insurance loss ratio for 2026 as 25.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state UT, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut/top-commodity"
warrant = "DERIVED"
name = "Pasture,Rangeland,Forage is the largest crop insurance commodity in Utah by liability (2026): $204,845,241"
text = "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Utah for 2026 with $204,845,241 in liability across 1,593 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state UT, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Utah (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ut"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "2,571"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "1,095"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$250,037,921"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$55,785,453"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$29,955,159"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$14,158,351"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "25.4%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "16"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "29"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$204,845,241"
Policies_sold = "1,593"
Loss_ratio = "28.1%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$10,482,473"
Policies_sold = "297"
Loss_ratio = "4.2%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$9,485,606"
Policies_sold = "9"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$6,777,378"
Policies_sold = "194"
Loss_ratio = "10.4%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$6,113,732"
Policies_sold = "89"
Loss_ratio = "14.9%"

[[top-commodities]]
Commodity = "Cherries (0057)"
Total_liability = "$5,695,827"
Policies_sold = "15"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$2,887,765"
Policies_sold = "47"
Loss_ratio = "7.2%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$1,148,116"
Policies_sold = "84"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$1,016,432"
Policies_sold = "8"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$981,440"
Policies_sold = "6"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Fresh Freestone Peaches (0223)"
Total_liability = "$288,434"
Policies_sold = "5"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Safflower (0049)"
Total_liability = "$197,582"
Policies_sold = "119"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$105,367"
Policies_sold = "60"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$12,528"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$0"
Policies_sold = "17"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "24"
Loss_ratio = "—"
