---
title: Crop insurance — Virginia (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Virginia (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Virginia (2026): 16,884 policies sold, $198,696,987 total liability, $25,195,432 total premium, $5,643,054 indemnities paid, loss ratio 22.4%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Virginia had 16,884 crop insurance policies sold in 2026 across 23 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 16,884 crop insurance policies sold in Virginia (VA) for 2026, covering 23 commodities across 91 counties. Total liability covered: $198,696,987. Total premium: $25,195,432 (including $16,877,189 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state VA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Virginia for 2026: $25,195,432 total, $16,877,189 subsidized

**DERIVED.** Atlas Commons sums $25,195,432 in total premium and $16,877,189 in government subsidy for crop insurance in Virginia for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state VA, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Virginia for 2026: $5,643,054

**DERIVED.** Atlas Commons sums $5,643,054 in crop insurance indemnities (claims paid) in Virginia for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 324 of 16,884 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state VA, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Virginia crop insurance loss ratio for 2026: 22.4%

**DERIVED.** Atlas Commons computes Virginia's crop insurance loss ratio for 2026 as 22.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state VA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### All Other Crops is the largest crop insurance commodity in Virginia by liability (2026): $65,125,178

**DERIVED.** By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Virginia for 2026 with $65,125,178 in liability across 2,464 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state VA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Virginia (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va.jsonld`

## Data

### Virginia — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 16,884 | AGGREGATED |
| Policies indemnified | 324 | AGGREGATED |
| Total liability covered | $198,696,987 | AGGREGATED |
| Total premium | $25,195,432 | AGGREGATED |
| Government subsidy | $16,877,189 | AGGREGATED |
| Indemnities paid | $5,643,054 | AGGREGATED |
| Loss ratio | 22.4% | AGGREGATED |
| Commodities insured | 23 | AGGREGATED |
| Counties with coverage | 91 | AGGREGATED |

### Virginia — top 23 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| All Other Crops (9999) | $65,125,178 | 2,464 | 1.9% |
| Clams (0116) | $38,889,415 | 59 | 379.0% |
| Pasture,Rangeland,Forage (0088) | $20,727,863 | 366 | 21.6% |
| Apples (0054) | $16,934,287 | 78 | 0.0% |
| Corn (0041) | $16,524,732 | 4,548 | 0.0% |
| Wheat (0011) | $11,354,826 | 1,581 | 20.5% |
| Potatoes (0084) | $9,011,940 | 23 | 0.0% |
| Soybeans (0081) | $7,911,294 | 4,283 | 0.6% |
| Cotton (0021) | $6,404,120 | 1,036 | 0.0% |
| Peanuts (0075) | $2,290,304 | 673 | 0.0% |
| Barley (0091) | $975,141 | 501 | 135.2% |
| Grapes (0053) | $680,366 | 11 | 0.0% |
| Flue Cured Tobacco (0229) | $547,220 | 491 | 0.0% |
| Fresh Market Beans (0105) | $508,746 | 34 | 0.0% |
| Peaches (0034) | $428,581 | 7 | 234.5% |
| Processing Beans (0046) | $263,306 | 51 | 0.0% |
| Fire Cured Tobacco (0230) | $98,591 | 91 | 0.0% |
| Grain Sorghum (0051) | $21,077 | 517 | 0.0% |
| Oats (0016) | $0 | 12 | — |
| Cabbage (0072) | $0 | 5 | — |
| Burley Tobacco (0231) | $0 | 18 | — |
| Hemp (1218) | $0 | 27 | — |
| Canola (0015) | $0 | 8 | — |