name = "Crop insurance — Virginia (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Virginia (2026): 16,884 policies sold, $198,696,987 total liability, $25,195,432 total premium, $5,643,054 indemnities paid, loss ratio 22.4%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va/state-identity"
warrant = "RECORDED"
name = "Virginia had 16,884 crop insurance policies sold in 2026 across 23 commodities"
text = "The USDA Risk Management Agency Summary of Business records 16,884 crop insurance policies sold in Virginia (VA) for 2026, covering 23 commodities across 91 counties. Total liability covered: $198,696,987. Total premium: $25,195,432 (including $16,877,189 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state VA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Virginia for 2026: $25,195,432 total, $16,877,189 subsidized"
text = "Atlas Commons sums $25,195,432 in total premium and $16,877,189 in government subsidy for crop insurance in Virginia for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state VA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Virginia for 2026: $5,643,054"
text = "Atlas Commons sums $5,643,054 in crop insurance indemnities (claims paid) in Virginia for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 324 of 16,884 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state VA, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va/loss-ratio"
warrant = "DERIVED"
name = "Virginia crop insurance loss ratio for 2026: 22.4%"
text = "Atlas Commons computes Virginia's crop insurance loss ratio for 2026 as 22.4% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state VA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va/top-commodity"
warrant = "DERIVED"
name = "All Other Crops is the largest crop insurance commodity in Virginia by liability (2026): $65,125,178"
text = "By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Virginia for 2026 with $65,125,178 in liability across 2,464 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state VA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Virginia (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/va"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "16,884"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "324"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$198,696,987"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$25,195,432"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$16,877,189"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$5,643,054"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "22.4%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "23"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "91"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$65,125,178"
Policies_sold = "2,464"
Loss_ratio = "1.9%"

[[top-commodities]]
Commodity = "Clams (0116)"
Total_liability = "$38,889,415"
Policies_sold = "59"
Loss_ratio = "379.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$20,727,863"
Policies_sold = "366"
Loss_ratio = "21.6%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$16,934,287"
Policies_sold = "78"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$16,524,732"
Policies_sold = "4,548"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$11,354,826"
Policies_sold = "1,581"
Loss_ratio = "20.5%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$9,011,940"
Policies_sold = "23"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$7,911,294"
Policies_sold = "4,283"
Loss_ratio = "0.6%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$6,404,120"
Policies_sold = "1,036"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$2,290,304"
Policies_sold = "673"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$975,141"
Policies_sold = "501"
Loss_ratio = "135.2%"

[[top-commodities]]
Commodity = "Grapes (0053)"
Total_liability = "$680,366"
Policies_sold = "11"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Flue Cured Tobacco (0229)"
Total_liability = "$547,220"
Policies_sold = "491"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Fresh Market Beans (0105)"
Total_liability = "$508,746"
Policies_sold = "34"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peaches (0034)"
Total_liability = "$428,581"
Policies_sold = "7"
Loss_ratio = "234.5%"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$263,306"
Policies_sold = "51"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Fire Cured Tobacco (0230)"
Total_liability = "$98,591"
Policies_sold = "91"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$21,077"
Policies_sold = "517"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$0"
Policies_sold = "12"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Cabbage (0072)"
Total_liability = "$0"
Policies_sold = "5"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Burley Tobacco (0231)"
Total_liability = "$0"
Policies_sold = "18"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hemp (1218)"
Total_liability = "$0"
Policies_sold = "27"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$0"
Policies_sold = "8"
Loss_ratio = "—"
