{
  "@context": {
    "schema": "https://schema.org/",
    "au": "https://coverage-atlas.ryanjhunter.workers.dev/vocab/agent-native#",
    "@vocab": "https://schema.org/",
    "claims": {
      "@id": "au:claims",
      "@container": "@list"
    },
    "epistemicStatus": "au:epistemicStatus",
    "occurred": "au:occurred",
    "supported": "au:supported",
    "adjudged": "au:adjudged",
    "operative": "au:operative",
    "grounding": "au:grounding",
    "groundingType": "au:groundingType",
    "adjudicator": "au:adjudicator",
    "source": "au:source",
    "sourceUrl": "au:sourceUrl",
    "value": "au:value",
    "claimType": "au:claimType",
    "reviewStatus": "au:reviewStatus",
    "commercialInfluence": "au:commercialInfluence",
    "falsifier": "au:falsifier"
  },
  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt.jsonld",
  "@type": "schema:Dataset",
  "name": "Crop insurance — Vermont (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Vermont (2026): 386 policies sold, $13,189,813 total liability, $1,548,302 total premium, $80,217 indemnities paid, loss ratio 5.2%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0.",
  "license": "https://creativecommons.org/publicdomain/zero/1.0/",
  "isPartOf": "https://coverage-atlas.ryanjhunter.workers.dev/",
  "rdfs:isDefinedBy": "https://coverage-atlas.ryanjhunter.workers.dev/vocab/agent-native",
  "seeAlso": "https://agenticu.ryanjhunter.workers.dev/commons/the-research-object",
  "temporalCoverage": "2026",
  "isBasedOn": {
    "@type": "schema:Dataset",
    "name": "USDA Risk Management Agency Summary of Business",
    "url": "https://www.rma.usda.gov/data/sob"
  },
  "about": {
    "@type": "schema:Place",
    "name": "Vermont",
    "identifier": "VT",
    "schema:containedInPlace": {
      "@type": "schema:Country",
      "name": "United States"
    }
  },
  "claims": [
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt/state-identity",
      "@type": "schema:Claim",
      "name": "Vermont had 386 crop insurance policies sold in 2026 across 6 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 386 crop insurance policies sold in Vermont (VT) for 2026, covering 6 commodities across 14 counties. Total liability covered: $13,189,813. Total premium: $1,548,302 (including $1,021,133 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "USDA Risk Management Agency Summary of Business",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "386 policies, $13,189,813 liability (Vermont, 2026)",
        "adjudicator": {
          "name": "USDA Risk Management Agency Summary of Business",
          "url": "https://www.rma.usda.gov/data/sob"
        }
      },
      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state VT, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Vermont for 2026: $1,548,302 total, $1,021,133 subsidized",
      "text": "Atlas Commons sums $1,548,302 in total premium and $1,021,133 in government subsidy for crop insurance in Vermont for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$1,548,302 total premium, $1,021,133 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state VT, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt/indemnity-payout",
      "@type": "schema:Claim",
      "name": "Crop insurance indemnities paid in Vermont for 2026: $80,217",
      "text": "Atlas Commons sums $80,217 in crop insurance indemnities (claims paid) in Vermont for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 19 of 386 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$80,217 indemnities paid, 19 policies indemnified (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all indemnity_amount values for state VT, year 2026 from the USDA RMA SoB. Falsified if the total differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt/loss-ratio",
      "@type": "schema:Claim",
      "name": "Vermont crop insurance loss ratio for 2026: 5.2%",
      "text": "Atlas Commons computes Vermont's crop insurance loss ratio for 2026 as 5.2% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "5.2% loss ratio (Vermont, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state VT, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt/top-commodity",
      "@type": "schema:Claim",
      "name": "All Other Crops is the largest crop insurance commodity in Vermont by liability (2026): $5,842,621",
      "text": "By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Vermont for 2026 with $5,842,621 in liability across 180 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
        "operative": false
      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "All Other Crops: $5,842,621 liability, 180 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state VT, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Vermont (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the USDA RMA sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Vermont — crop insurance summary (2026)",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "386",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "19",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$13,189,813",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Metric": "Total premium",
            "Value": "$1,548,302",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$1,021,133",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$80,217",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "5.2%",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "6",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "14",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Vermont — top 6 crops by liability (2026)",
      "numberOfItems": 6,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$5,842,621",
            "Policies sold": "180",
            "Loss ratio": "6.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$3,745,063",
            "Policies sold": "21",
            "Loss ratio": "7.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Apples (0054)",
            "Total liability": "$2,998,064",
            "Policies sold": "7",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$604,065",
            "Policies sold": "132",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Soybeans (0081)",
            "Total liability": "$0",
            "Policies sold": "41",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$0",
            "Policies sold": "5",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}