---
title: Crop insurance — Vermont (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Vermont (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Vermont (2026): 386 policies sold, $13,189,813 total liability, $1,548,302 total premium, $80,217 indemnities paid, loss ratio 5.2%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Vermont had 386 crop insurance policies sold in 2026 across 6 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 386 crop insurance policies sold in Vermont (VT) for 2026, covering 6 commodities across 14 counties. Total liability covered: $13,189,813. Total premium: $1,548,302 (including $1,021,133 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state VT, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Vermont for 2026: $1,548,302 total, $1,021,133 subsidized

**DERIVED.** Atlas Commons sums $1,548,302 in total premium and $1,021,133 in government subsidy for crop insurance in Vermont for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state VT, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Vermont for 2026: $80,217

**DERIVED.** Atlas Commons sums $80,217 in crop insurance indemnities (claims paid) in Vermont for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 19 of 386 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state VT, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Vermont crop insurance loss ratio for 2026: 5.2%

**DERIVED.** Atlas Commons computes Vermont's crop insurance loss ratio for 2026 as 5.2% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state VT, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### All Other Crops is the largest crop insurance commodity in Vermont by liability (2026): $5,842,621

**DERIVED.** By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Vermont for 2026 with $5,842,621 in liability across 180 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state VT, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Vermont (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/vt.jsonld`

## Data

### Vermont — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 386 | AGGREGATED |
| Policies indemnified | 19 | AGGREGATED |
| Total liability covered | $13,189,813 | AGGREGATED |
| Total premium | $1,548,302 | AGGREGATED |
| Government subsidy | $1,021,133 | AGGREGATED |
| Indemnities paid | $80,217 | AGGREGATED |
| Loss ratio | 5.2% | AGGREGATED |
| Commodities insured | 6 | AGGREGATED |
| Counties with coverage | 14 | AGGREGATED |

### Vermont — top 6 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| All Other Crops (9999) | $5,842,621 | 180 | 6.8% |
| Pasture,Rangeland,Forage (0088) | $3,745,063 | 21 | 7.3% |
| Apples (0054) | $2,998,064 | 7 | 0.0% |
| Corn (0041) | $604,065 | 132 | 0.0% |
| Soybeans (0081) | $0 | 41 | — |
| Wheat (0011) | $0 | 5 | — |