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  "name": "Crop insurance — Washington (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Washington (2026): 28,340 policies sold, $4,872,427,263 total liability, $365,399,784 total premium, $8,466,978 indemnities paid, loss ratio 2.3%. Top crop: Apples. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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      "@type": "schema:Claim",
      "name": "Washington had 28,340 crop insurance policies sold in 2026 across 34 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 28,340 crop insurance policies sold in Washington (WA) for 2026, covering 34 commodities across 33 counties. Total liability covered: $4,872,427,263. Total premium: $365,399,784 (including $232,286,763 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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      "@type": "schema:Claim",
      "name": "Crop insurance premium in Washington for 2026: $365,399,784 total, $232,286,763 subsidized",
      "text": "Atlas Commons sums $365,399,784 in total premium and $232,286,763 in government subsidy for crop insurance in Washington for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
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        "value": "$365,399,784 total premium, $232,286,763 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state WA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
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      "name": "Crop insurance indemnities paid in Washington for 2026: $8,466,978",
      "text": "Atlas Commons sums $8,466,978 in crop insurance indemnities (claims paid) in Washington for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 473 of 28,340 policies received an indemnity payment.",
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      "name": "Washington crop insurance loss ratio for 2026: 2.3%",
      "text": "Atlas Commons computes Washington's crop insurance loss ratio for 2026 as 2.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
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        "value": "2.3% loss ratio (Washington, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state WA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
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      "@type": "schema:Claim",
      "name": "Apples is the largest crop insurance commodity in Washington by liability (2026): $2,160,450,682",
      "text": "By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in Washington for 2026 with $2,160,450,682 in liability across 1,915 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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        "value": "Apples: $2,160,450,682 liability, 1,915 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state WA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Washington (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
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      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
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      "grounding": {
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        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
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  ],
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      "name": "Washington — crop insurance summary (2026)",
      "numberOfItems": 9,
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          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "28,340",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "473",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Total liability covered",
            "Value": "$4,872,427,263",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Total premium",
            "Value": "$365,399,784",
            "Warrant": "AGGREGATED"
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          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$232,286,763",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Indemnities paid",
            "Value": "$8,466,978",
            "Warrant": "AGGREGATED"
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          "item": {
            "Metric": "Loss ratio",
            "Value": "2.3%",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "34",
            "Warrant": "AGGREGATED"
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        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "33",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Washington — top 30 crops by liability (2026)",
      "numberOfItems": 30,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Apples (0054)",
            "Total liability": "$2,160,450,682",
            "Policies sold": "1,915",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Whole Farm Revenue Protection (0076)",
            "Total liability": "$1,163,919,759",
            "Policies sold": "795",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$537,670,541",
            "Policies sold": "9,450",
            "Loss ratio": "0.8%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "Cherries (0057)",
            "Total liability": "$341,434,813",
            "Policies sold": "1,169",
            "Loss ratio": "4.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Grapes (0053)",
            "Total liability": "$157,887,167",
            "Policies sold": "440",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$150,229,338",
            "Policies sold": "1,036",
            "Loss ratio": "7.7%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$121,789,498",
            "Policies sold": "333",
            "Loss ratio": "39.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Pears (0089)",
            "Total liability": "$102,737,419",
            "Policies sold": "540",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Blueberries (0012)",
            "Total liability": "$44,450,273",
            "Policies sold": "46",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Canola (0015)",
            "Total liability": "$31,362,657",
            "Policies sold": "2,970",
            "Loss ratio": "5.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Dry Peas (0067)",
            "Total liability": "$21,106,442",
            "Policies sold": "3,266",
            "Loss ratio": "1.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$15,656,509",
            "Policies sold": "285",
            "Loss ratio": "4.2%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Fresh Freestone Peaches (0223)",
            "Total liability": "$3,810,605",
            "Policies sold": "26",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Fresh Nectarines (0220)",
            "Total liability": "$3,752,551",
            "Policies sold": "18",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 15,
          "item": {
            "Commodity": "Barley (0091)",
            "Total liability": "$3,045,400",
            "Policies sold": "3,238",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 16,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$2,784,934",
            "Policies sold": "470",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 17,
          "item": {
            "Commodity": "Alfalfa Seed (0107)",
            "Total liability": "$2,539,555",
            "Policies sold": "20",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 18,
          "item": {
            "Commodity": "Fresh Apricots (0218)",
            "Total liability": "$2,346,346",
            "Policies sold": "38",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 19,
          "item": {
            "Commodity": "Green Peas (0064)",
            "Total liability": "$2,199,092",
            "Policies sold": "378",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 20,
          "item": {
            "Commodity": "Potatoes (0084)",
            "Total liability": "$1,123,701",
            "Policies sold": "287",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 21,
          "item": {
            "Commodity": "Micro Farm (9110)",
            "Total liability": "$707,157",
            "Policies sold": "7",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 22,
          "item": {
            "Commodity": "Plums (0092)",
            "Total liability": "$311,830",
            "Policies sold": "13",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 23,
          "item": {
            "Commodity": "Onions (0013)",
            "Total liability": "$290,897",
            "Policies sold": "77",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 24,
          "item": {
            "Commodity": "Mint (0074)",
            "Total liability": "$287,924",
            "Policies sold": "20",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 25,
          "item": {
            "Commodity": "Grass Seed (0102)",
            "Total liability": "$287,543",
            "Policies sold": "14",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 26,
          "item": {
            "Commodity": "Triticale (0158)",
            "Total liability": "$125,756",
            "Policies sold": "385",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 27,
          "item": {
            "Commodity": "Dry Beans (0047)",
            "Total liability": "$76,444",
            "Policies sold": "327",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 28,
          "item": {
            "Commodity": "Oats (0016)",
            "Total liability": "$42,430",
            "Policies sold": "168",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 29,
          "item": {
            "Commodity": "Buckwheat (0114)",
            "Total liability": "$0",
            "Policies sold": "69",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 30,
          "item": {
            "Commodity": "Hybrid Sweet Corn Seed (0093)",
            "Total liability": "$0",
            "Policies sold": "26",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}