---
title: Crop insurance — Washington (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Washington (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Washington (2026): 28,340 policies sold, $4,872,427,263 total liability, $365,399,784 total premium, $8,466,978 indemnities paid, loss ratio 2.3%. Top crop: Apples. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Washington had 28,340 crop insurance policies sold in 2026 across 34 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 28,340 crop insurance policies sold in Washington (WA) for 2026, covering 34 commodities across 33 counties. Total liability covered: $4,872,427,263. Total premium: $365,399,784 (including $232,286,763 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state WA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Washington for 2026: $365,399,784 total, $232,286,763 subsidized

**DERIVED.** Atlas Commons sums $365,399,784 in total premium and $232,286,763 in government subsidy for crop insurance in Washington for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state WA, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Washington for 2026: $8,466,978

**DERIVED.** Atlas Commons sums $8,466,978 in crop insurance indemnities (claims paid) in Washington for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 473 of 28,340 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state WA, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Washington crop insurance loss ratio for 2026: 2.3%

**DERIVED.** Atlas Commons computes Washington's crop insurance loss ratio for 2026 as 2.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state WA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Apples is the largest crop insurance commodity in Washington by liability (2026): $2,160,450,682

**DERIVED.** By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in Washington for 2026 with $2,160,450,682 in liability across 1,915 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state WA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Washington (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa.jsonld`

## Data

### Washington — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 28,340 | AGGREGATED |
| Policies indemnified | 473 | AGGREGATED |
| Total liability covered | $4,872,427,263 | AGGREGATED |
| Total premium | $365,399,784 | AGGREGATED |
| Government subsidy | $232,286,763 | AGGREGATED |
| Indemnities paid | $8,466,978 | AGGREGATED |
| Loss ratio | 2.3% | AGGREGATED |
| Commodities insured | 34 | AGGREGATED |
| Counties with coverage | 33 | AGGREGATED |

### Washington — top 30 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Apples (0054) | $2,160,450,682 | 1,915 | 0.0% |
| Whole Farm Revenue Protection (0076) | $1,163,919,759 | 795 | 0.0% |
| Wheat (0011) | $537,670,541 | 9,450 | 0.8% |
| Cherries (0057) | $341,434,813 | 1,169 | 4.4% |
| Grapes (0053) | $157,887,167 | 440 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $150,229,338 | 1,036 | 7.7% |
| All Other Crops (9999) | $121,789,498 | 333 | 39.4% |
| Pears (0089) | $102,737,419 | 540 | 0.0% |
| Blueberries (0012) | $44,450,273 | 46 | 0.0% |
| Canola (0015) | $31,362,657 | 2,970 | 5.4% |
| Dry Peas (0067) | $21,106,442 | 3,266 | 1.3% |
| Apiculture (1191) | $15,656,509 | 285 | 4.2% |
| Fresh Freestone Peaches (0223) | $3,810,605 | 26 | 0.0% |
| Fresh Nectarines (0220) | $3,752,551 | 18 | 0.0% |
| Barley (0091) | $3,045,400 | 3,238 | 0.0% |
| Corn (0041) | $2,784,934 | 470 | 0.0% |
| Alfalfa Seed (0107) | $2,539,555 | 20 | 0.0% |
| Fresh Apricots (0218) | $2,346,346 | 38 | 0.0% |
| Green Peas (0064) | $2,199,092 | 378 | 0.0% |
| Potatoes (0084) | $1,123,701 | 287 | 0.0% |
| Micro Farm (9110) | $707,157 | 7 | 0.0% |
| Plums (0092) | $311,830 | 13 | 0.0% |
| Onions (0013) | $290,897 | 77 | 0.0% |
| Mint (0074) | $287,924 | 20 | 0.0% |
| Grass Seed (0102) | $287,543 | 14 | 0.0% |
| Triticale (0158) | $125,756 | 385 | 0.0% |
| Dry Beans (0047) | $76,444 | 327 | 0.0% |
| Oats (0016) | $42,430 | 168 | 0.0% |
| Buckwheat (0114) | $0 | 69 | — |
| Hybrid Sweet Corn Seed (0093) | $0 | 26 | — |