name = "Crop insurance — Washington (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Washington (2026): 28,340 policies sold, $4,872,427,263 total liability, $365,399,784 total premium, $8,466,978 indemnities paid, loss ratio 2.3%. Top crop: Apples. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/state-identity"
warrant = "RECORDED"
name = "Washington had 28,340 crop insurance policies sold in 2026 across 34 commodities"
text = "The USDA Risk Management Agency Summary of Business records 28,340 crop insurance policies sold in Washington (WA) for 2026, covering 34 commodities across 33 counties. Total liability covered: $4,872,427,263. Total premium: $365,399,784 (including $232,286,763 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state WA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Washington for 2026: $365,399,784 total, $232,286,763 subsidized"
text = "Atlas Commons sums $365,399,784 in total premium and $232,286,763 in government subsidy for crop insurance in Washington for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state WA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Washington for 2026: $8,466,978"
text = "Atlas Commons sums $8,466,978 in crop insurance indemnities (claims paid) in Washington for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 473 of 28,340 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state WA, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/loss-ratio"
warrant = "DERIVED"
name = "Washington crop insurance loss ratio for 2026: 2.3%"
text = "Atlas Commons computes Washington's crop insurance loss ratio for 2026 as 2.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state WA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/top-commodity"
warrant = "DERIVED"
name = "Apples is the largest crop insurance commodity in Washington by liability (2026): $2,160,450,682"
text = "By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in Washington for 2026 with $2,160,450,682 in liability across 1,915 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state WA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Washington (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wa"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "28,340"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "473"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$4,872,427,263"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$365,399,784"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$232,286,763"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$8,466,978"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "2.3%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "34"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "33"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$2,160,450,682"
Policies_sold = "1,915"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$1,163,919,759"
Policies_sold = "795"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$537,670,541"
Policies_sold = "9,450"
Loss_ratio = "0.8%"

[[top-commodities]]
Commodity = "Cherries (0057)"
Total_liability = "$341,434,813"
Policies_sold = "1,169"
Loss_ratio = "4.4%"

[[top-commodities]]
Commodity = "Grapes (0053)"
Total_liability = "$157,887,167"
Policies_sold = "440"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$150,229,338"
Policies_sold = "1,036"
Loss_ratio = "7.7%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$121,789,498"
Policies_sold = "333"
Loss_ratio = "39.4%"

[[top-commodities]]
Commodity = "Pears (0089)"
Total_liability = "$102,737,419"
Policies_sold = "540"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Blueberries (0012)"
Total_liability = "$44,450,273"
Policies_sold = "46"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Canola (0015)"
Total_liability = "$31,362,657"
Policies_sold = "2,970"
Loss_ratio = "5.4%"

[[top-commodities]]
Commodity = "Dry Peas (0067)"
Total_liability = "$21,106,442"
Policies_sold = "3,266"
Loss_ratio = "1.3%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$15,656,509"
Policies_sold = "285"
Loss_ratio = "4.2%"

[[top-commodities]]
Commodity = "Fresh Freestone Peaches (0223)"
Total_liability = "$3,810,605"
Policies_sold = "26"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Fresh Nectarines (0220)"
Total_liability = "$3,752,551"
Policies_sold = "18"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$3,045,400"
Policies_sold = "3,238"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$2,784,934"
Policies_sold = "470"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Alfalfa Seed (0107)"
Total_liability = "$2,539,555"
Policies_sold = "20"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Fresh Apricots (0218)"
Total_liability = "$2,346,346"
Policies_sold = "38"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$2,199,092"
Policies_sold = "378"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$1,123,701"
Policies_sold = "287"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Micro Farm (9110)"
Total_liability = "$707,157"
Policies_sold = "7"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Plums (0092)"
Total_liability = "$311,830"
Policies_sold = "13"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$290,897"
Policies_sold = "77"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Mint (0074)"
Total_liability = "$287,924"
Policies_sold = "20"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grass Seed (0102)"
Total_liability = "$287,543"
Policies_sold = "14"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Triticale (0158)"
Total_liability = "$125,756"
Policies_sold = "385"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$76,444"
Policies_sold = "327"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$42,430"
Policies_sold = "168"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Buckwheat (0114)"
Total_liability = "$0"
Policies_sold = "69"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Hybrid Sweet Corn Seed (0093)"
Total_liability = "$0"
Policies_sold = "26"
Loss_ratio = "—"
